Results 61 to 70 of about 1,445 (185)
Microcredit Pricing Model for Microfinance Institutions under Basel III Banking Regulations
International Journal of Financial StudiesPurpose. The purpose of this research is to propose a tool for designing a microcredit risk pricing strategy for borrowers of microfinance institutions (MFIs). Design/methodology/approach. Considering the specific characteristics of microcredit borrowers,
Patricia Durango-Gutiérrez +3 more
doaj +1 more source
Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
International Economic Review, Volume 67, Issue 3, Page 893-913, August 2026.ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
THE EFFECT OF MICROCREDIT ON RURAL HOUSEHOLD LIVELIHOOD: EVIDENCES FROM WOMEN MICRO ENTREPRENEURS IN OYO STATE, NIGERIA [PDF]
Scientific Papers Series : Management, Economic Engineering in Agriculture and Rural Development, 2016 Microcredit has been found to be an intervention to improve the livelihood of women micro entrepreneurs in developing countries. It is often used as an attractive strategy to enhance the livelihoods of women as it provides micro entrepreneurs with the ...
Clementina Oluwafunke AJAYI
doaj
Sociological Inquiry, Volume 96, Issue 3, August 2026.Development interventions, specifically rural financial services, seek to bring positive changes in traditional rural agrarian contexts. However, short‐sighted interventions can cause long‐term societal, environmental, and economic challenges. Drawing insights from long‐term ethnographic research on the social and economic implications of rural ...
Saleh Ahmed, Elizabeth Marie Eklund
wiley +1 more source
Microcrédito e Pobreza: um Diálogo Possível? [PDF]
RAC: Revista de Administração Contemporânea, 2009 Microcredit has been viewed by academics, as well as by multilateral organizations, as a viable alternative for facing the inequalities associated with worldization.
Claire Gomes dos Santos +1 more
doaj
An Evaluation of Micro-Credit Programs in Bosnia and Herzegovina Using Porter’s Diamond Model [PDF]
Eurasian Journal of Business and Economics, 2013 The effective design and delivery of a microcredit program is difficult under any circumstance. Similarly, the task of microcredit institutions in Bosnia and Herzegovina that provide financial stability to its most impoverished members is very much ...
Mohammad HAMAD, Teoman DUMAN
doaj
Microcredit and Adoption of the Improved Rice Varieties in Rural Vietnam
Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh, 2020 The objective of this research is to investigate the effect of microcredit on farmers’ adoption of the improved rice varieties in Vietnam. This research applies Double-hurdle (two-stage) model and a large-scale dataset from Vietnam Access to Resources ...
Nguyễn Hữu Dũng +1 more
doaj
Financial Innovation, 2017 Background This study examined the determinants of loan repayment among microcredit finance group members in Delta State, Nigeria. Methods To capture the determinants of loan repayment in the study area, a total of 48 microcredit groups and 300 ...
Solomon Enimu +2 more
doaj +1 more source
Effets de l’accès au microcrédit sur la pauvreté multidimensionnelle au Burkina Faso [PDF]
Revue HybridesBurkina Faso is committed to improving the living conditions of its population by 2030 through Axis 4 of the Sustainable Development Goals (SDGs), which focuses on the socio-demographic characteristics of Burkina Faso households through education, their ...
Saïdou NIKIEMA +2 more
doaj
Asymmetric impact of microfinance on economic growth: Evidence from Bosnia and Herzegovina. [PDF]
Heliyon, 2023 Smolo E.
europepmc +1 more source