Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
Deposit Guarantee Institutions In Microfinance Institutions In Indonesia: A Hope?
This research aims to analyze the depositors of funds’ legal protection in MFI through the existence of the Deposit Insurance Corporation. This legal research uses a statutory approach and a conceptual approach.
Trisadini Prasastinah Usanti +2 more
doaj +1 more source
A Microfinance Promise: To Provide the Poor Access to Finance Services [PDF]
In recent years, the government substituted its former supply-led approach in credit financing with a more nontraditional and liberal approach: microfinance.
Llanto, Gilberto M.
core
Problematizing the Cooperative Firm: A Marxian View on Paradoxes, Dialectics, and Contradictions
Abstract Scholars are increasingly turning their attention to cooperative firms, characterized by worker ownership and management, as a way for organizations to address the economic, societal and environmental problems posed by corporate capitalism. This renewed interest stems from the potential of cooperatives to foster an alternative economic system ...
Jon Las Heras +2 more
wiley +1 more source
Microfinance: A Poverty Reduction Tool, Socio-Economic Prospective [PDF]
This paper aims to critically evaluate the microfinance approach in social and economic perspective. Critical analysis reveals that microfinance can be used as an efficient tool to reduce poverty, thus contributing towards economic as well as social ...
Ada Jaffery, Dawood Mamoon
doaj
Impact of Intellectual Capital on Microfinance Institutions' Efficiency: the Moderating Role of External Governance. [PDF]
Ahamad S, Al-Jaifi HAA, Ehigiamusoe KU.
europepmc +1 more source
MICROFINANCE– A WAY TO CONFORNT POVERTY AND STIMULATE ENTREPRENEURSHIP WORLDWIDE [PDF]
The study presents the microfinance sector, by analyzing the general context in which this type of economic activity has appeared and developed since early age. While microfinance clients have certain profiles, sector’s products are diverse.
Bachelor Marinescu Ana - Maria
core
Inscribing Impact: Measurement Practices in the Making of Moral Markets
Abstract Moral markets, designed to generate positive impact on pressing social and environmental challenges, are transforming traditional market practices by including more than economic considerations in their operations. The importance of these markets continues to grow as investors, regulators, and consumers increasingly put pressure on companies ...
Guillermo Casasnovas +2 more
wiley +1 more source
A framework for regulating microfinance institutions [PDF]
The continuum of institutions providing microfinance cannot develop fully without a regulatory environment conducive to their growth. Without such an environment, fragmentation and segmentation will continue to inhibit the institutional transformation of
Gallardo, Joselito +2 more
core
Abstract We use role congruity theory to examine how differing role expectations surrounding entrepreneur gender and race shape the influence of social responsibility rhetoric used in crowdfunding pitches. To do so, we develop a novel content‐analytic measure of social responsibility rhetoric using the Kinder, Lydenberg, and Domini (KLD) dimensions of ...
Aaron H. Anglin +4 more
wiley +1 more source

