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The African Journal of Information and Communication, 2018 Increased mobile penetration in Africa offers great potential to accelerate financial inclusion through increased adoption of mobile banking by people at the base of the pyramid (BOP) on the continent.
Richard Pankomera, Darelle Van Greunen
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Determinants of customers’ adoption of mobile banking in Tanzania: Further evidence from a diffusion of innovation theory [PDF]
Journal of Entrepreneurship, Management and Innovation, 2020 The main goal of this study was to examine the influence of demographic factors on the adoption of innovative mobile banking services in Tanzania. It utilized Rogers’ Diffusion of Innovation Theory (DIT) to ascertain the importance of situation-based ...
Neema Mori, Rosallia Mlambiti
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Adoption of Mobile Banking by Microentrepreneurs at the Bottom of the Pyramid
Cuadernos de Administración, 2020 The use of mobile phones has increased globally, offering developing countries the opportunity to improve financial inclusion through mobile banking. However, mobile banking has been little adopted by microentrepreneurs at the bottom of the pyramid, and
Leidi Ruano-Arcos +2 more
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An Experimental Validation of Public Cloud Mobile Banking [PDF]
, 2014 Currently, financial institutions incur huge expenditure to implement and maintain mobile banking (m- Banking) solutions and this cost is bound to rise significantly, as more customers subscribe to m-Banking services.
Adewumi, A. O. +3 more
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Understanding mobile banking adoption via the technology acceptance model: evidence from Jordan [PDF]
Banks and Bank SystemsThis paper studies the use of mobile banking in Jordan and the factors affecting its adoption through the Technology Acceptance Model (TAM). It examines user behavior across new banking technologies and resistance to adoption, focusing on factors such as
Bara Waleed Rababa +2 more
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Do Social and economic empowerment attain through mobile banking? An empirical assessment [PDF]
E3S Web of ConferencesFinancial inclusion has proven to be the most effective tool for overcoming poverty and enhancing underprivileged individuals' social and economic status. However, the role of mobile banking in achieving financial inclusion remains unclear.
Jain Pooja +4 more
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Journal of Business & Banking, 2022 This study was aimed to determine the effect of the perceived usefulness, perceived ease of use, perceived Trust, Social Influence, perceived risk, and Perceived Security on Adoption, with the Mediation Role of Intention to Use Mobile banking by Bank ...
Dimaz Brahmantyo Hari Pratama Putra +1 more
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International Journal of Technology, 2019 Adaptation to the internet and advances in mobile technology has become key to the survival of industries, including the banking industry. One of the latest electronic banking channels is mobile banking.
Hotna Marina Sitorus +3 more
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Sustainable Business and Society in Emerging Economies, 2023 Purpose: There is extensive use of the Unified Theory of Acceptance and Use of Technology (UTAUT) and its extensions by researchers and practitioners in the field of businesses especially in banking sectors to measure the adoption of new and improved ...
Muhammad Athar Bashir +3 more
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Mobile Banking Innovations and Entrepreneurial Adoption Decisions [PDF]
International Journal of E-Entrepreneurship and Innovation, 2011 This paper examines an individual’s entrepreneurial adoption decisions to use mobile banking for both business and social reasons. A conceptual model based on social cognitive theory is developed to explain an individual’s propensity to adopt mobile banking.
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