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Study on payments through mobile phones [PDF]

open access: yesInformatică economică, 2006
The evolution of information and communications technology, together with the increasing use of electronic commerce, phones and mobile applications, have facilitated mobile payments to become an alternative payment method for buyers and vendors.
Anca Ioana ANDREESCU, Marinela MIRCEA
doaj  

An Architectural Framework for the Development of Secure Mobile Payment System

open access: yesJournal of Algorithms & Computational Technology, 2010
The Research in software architecture is an emerging field which emphasis on development methodologies, building theory, models of architecture, quality requirements, architectural description languages, and verification of architectural properties ...
S. Britto, R. Kumar, S. Albert Rabara
doaj   +1 more source

The impact of mobile payment on payment choice

open access: yesFinancial Markets and Portfolio Management, 2016
AbstractThis paper investigates the effect of mobile payment on the adoption and use of traditional payment instruments such as cash, checks, and credit, debit and prepaid cards at the point of sale (POS). Data are from a 2012 representative survey on consumer payment choice in the United States.
openaire   +2 more sources

A Robust Mobile Payment Scheme With Smart Contract-Based Transaction Repository

open access: yesIEEE Access, 2018
Recently, the popularity and universality of smart-devices has led to rapid advancement in the development of applications for mobile commerce around the world. Novel mobile payment schemes, such as Apple pay, Android pay, and Samsung pay are becoming an
Kuo-Hui Yeh   +4 more
doaj   +1 more source

Are We Ready for Mobile Payment?

open access: yesADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL, 2019
This study aims to identify the factors influencing the readiness and acceptance of mobile payment applications. The study is performed using the survey method. Quantitative data analysis are used to measure the relationship between the perceived usefulness, perceived ease of use, and perceived security on the readiness of Malaysian in using mobile ...
Wai Phoong Seuk   +3 more
openaire   +2 more sources

Mutual Authentication Scheme Based on Lattice for NFC-PCM Payment Service Environment

open access: yesInternational Journal of Distributed Sensor Networks, 2016
In recent years, the incorporation of NFC (Near Field Communication) technology into mobile devices has led to changes in payment system environments. Currently, the NFC mobile payment service is leading the mobile payment market.
Sung-Wook Park, Im-Yeong Lee
doaj   +1 more source

Strategic Framework for Mobile Payments

open access: yesInternational Journal of Managing Information Technology, 2018
With the exponential proliferation of mobile devices, smart phones and apps in the consumer market, mobile payment is emerging as a key area to revolutionise the everyday financial life of both consumers and merchants. The past few years have witnessed an increase in the adoption of digital payments and online billing methods that leverage on wireless ...
openaire   +2 more sources

Examining consumer behavior towards adoption of quick response code mobile payment systems: transforming mobile payment in the fintech industry

open access: yesHumanities & Social Sciences Communications
The quick response (QR) code-enabled mobile payment has gained large attention from academicians and policymakers due to its fast, convenience, and usefulness.
Mohammad Ali Yousef Yamin   +1 more
doaj   +1 more source

Mobile payment

open access: yes, 2016
This research concerns the Mobile payment, which is a new scheme of payment: execution of payment transactions where the consent of the payer to execute a payment transaction is given by means of any telecommunication, digital or IT device and the payment is made to the telecommunication, IT system or network operator, acting only as an intermediary ...
openaire   +3 more sources

Facilitators and barrier factors predicting the use of mobile payments by middle-aged and older adults: Social influence as the role of precursor

open access: yesActa Psychologica
This study aims to investigate both facilitators and barriers to mobile payment adoption among middle-aged and older adults using the Technology Acceptance Model (TAM) as a theoretical framework.
Ya-Ling Wang, Yen-Ju Chen, Chih-Chi Liu
doaj   +1 more source

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