Results 71 to 80 of about 1,348,779 (245)
The Rise of Creative Machines: Exploring the Impact of Generative AI [PDF]
arXiv, 2023 This study looks at how generative artificial intelligence (AI) can revolutionize marketing, product development, and research. It discusses the latest developments in the field, easy-to-use resources, and moral and social hazards. In addition to addressing mitigating techniques for issues like prejudice and disinformation, the debate emphasizes the ...
arxiv
Desain Premi dan Manfaat Asuransi Deposito
Jurnal Siasat Bisnis, 2009 Paper ini memuat desain penentuan premi asuransi deposito dengan mempertimbangkan pinalti bagi perilaku moral hazard dan memberikan sanggahan teoritis terhadap pendapat yang meragukan kebaikan asuransi deposito. Sanggahan ini didasarkan pada desain premi
Said Kelana Asnawi
doaj +4 more sources
Moral Hazard in Partnerships [PDF]
, 1990 In this paper, we investigate incentive structures within partnerships. Partnerships provide a classic example of the tradeoff between risk spreading and moral hazard. The degree to which firms choose to spread risk and sacrifice efficiency incentives depends upon risk preferences, for which data are typically unavailable.
Martin Gaynor, Paul Gertler
openaire +2 more sources
Media Ekonomi dan Manajemen, 2019 This research aims to measure and compare the moral hazard behaviour of micro and small enterprises’ debtors within Purwokerto area on Productive Business Loan scheme. This scheme was choosen because of the highest Non Performing Loan (NPL) among others.
Agus Arifin, FX. Sugiyanto, Wahyu Widodo
doaj +1 more source
Incentive Mechanism for Inhibiting Developer’s Moral Hazard Behavior in China’s Sponge City Projects
Advances in Civil Engineering, 2019 As a new sustainable urban development concept, the Sponge city has an important influence on the stormwater treatment. The low-impact development (LID) system of nonpublic lands plays an important role in the entire construction of Sponge city.
Han Han, Zhuofu Wang, Huimin Li
doaj +1 more source
Asymmetric information and health risk behaviour in national health insurance scheme in Jos Metropolis, Nigeria [PDF]
Economic Horizons, 2019 Access to quality healthcare is the primary purpose for which the National Health Insurance Scheme (NHIS) in Nigeria was introduced. It is believed that the introduction of the NHIS for workers will reduce their engagement in health-risk behavior ...
Joshua Solomon Adeyele +2 more
doaj +1 more source
Optimal securitization with moral hazard [PDF]
Journal of Financial Economics, 2011 Abstract We consider the optimal design of mortgage-backed securities (MBS) in a dynamic setting in which a mortgage underwriter with limited liability can engage in costly hidden effort to screen borrowers and can sell loans to investors. We show that (i) the timing of payments to the underwriter is the key incentive mechanism, (ii) the maturity of ...
Tomasz Piskorski +2 more
openaire +3 more sources
Types of moral hazards and its effects on insurance marketing and health system
بیمارستان, 2012 Background: Insurance coverage has a tendency to alter the consumer and provider's behavior. Moral hazard is a serious problem in all risk pooling systems, such as insurance and taxes-based financial systems that cause negative consequences as increased ...
M Soofi, M Bazyar, A Rashidian
doaj
Moral Hazard, Wildfires, and the Economic Incidence of Natural Disasters
, 2019 This study measures the degree to which large public expenditures on wildfire protection subsidize development in harm's way. Using administrative firefighting data, we calculate geographically-differentiated implicit subsidies to homeowners throughout ...
Patrick Baylis, J. Boomhower
semanticscholar +1 more source
Land Economics, 2017 Moral hazard in natural disaster insurance markets results in policyholders preparing less, increasing the risk they face. However, moral hazard may not arise, due to high risk aversion or market context.
P. Hudson +3 more
semanticscholar +1 more source