Results 91 to 100 of about 713,687 (321)

When risk does not discount: Flood history and rising property valuations

Real Estate Economics, EarlyView.
Abstract We study how expanded flood disclosure requirements affect real estate markets and appraisals in South Carolina. Counterintuitively, more comprehensive flood disclosures cause home prices to increase in tracts with a history of significant flooding.
William M. Doerner, Michael J. Seiler, Matthew Suandi   +2 more
wiley   +1 more source

Страхування як елемент антикризової стратегії у сфері іпотечного кредитування [PDF]

, 2012
У статті досліджено особливості страхування іпотечних кредитів в умовах кризових явищ. Розкрито сутність іпотечного страхування та його роль у формуванні сприятливого середовища для розширення ринку іпотечних кредитів за умови гострих кризових перепадів ...
Вишневська, О. О.
core   +1 more source

Dutch dilemma: Housing prices and flood risk exposure

Real Estate Economics, EarlyView.
Abstract This article studies the impact of flood risk exposure on housing prices in a major river delta. Analyzing 1.8 million property transactions from 1998 to 2023 in the Netherlands, we find an average price discount of 1.1%. We observe considerable heterogeneity in price effects driven by exposure intensity, institutional settings that vary ...
Piet Eichholtz, Nils Kok, Philibert Weenink   +2 more
wiley   +1 more source

Housing market regulation and the social demand for job protection [PDF]

Controlling for country fixed effects, there is a positive and statistically significant relationship between the degree of housing market regulation (HMR) and the strictness of employment protection legislation (EPL) in OECD countries.
Bruno Decreuse, Tanguy Van Ypersele
core  

Coresidence: How parental characteristics matter

Real Estate Economics, EarlyView.
Abstract Coresidence in the parental home is known to depend on young adult characteristics and market conditions, but there is more limited knowledge on whether or how parental characteristics matter. We model the coresidence outcome as a multigenerational joint optimization decision and use Panel Study of Income Dynamics data to examine the ...
Arthur Acolin, Desen Lin, Susan M. Wachter   +2 more
wiley   +1 more source

Rationales of Mortgage Insurance Premium Structures [PDF]

This paper examines the rationales for the design of mortgage insurance premium structures. The actuarially sound premium prices of several widely used structures are formally derives.
Barry Dennis, Chionglong Kuo, Tyler Yang
core  

Housing wealth and long‐term care insurance demand: Survey evidence

Journal of Risk and Insurance
This paper uses survey methods to assess the impact of access to housing wealth on long‐term care (LTC) insurance demand. We compare two new mechanisms to finance LTC insurance with housing wealth: reverse mortgage loans and home reversion (partial sale ...
K. Hanewald, Hazel Bateman, Hanming Fang, Tin Long Ho   +3 more
semanticscholar   +1 more source

The unbearable (financial) burdens of parenting

The British Journal of Sociology, EarlyView.
Alya Guseva
wiley   +1 more source

Misconduct complaints and agents’ incentives: Evidence from housing transactions

Real Estate Economics, EarlyView.
Abstract This article investigates the impact of misconduct complaints against agents on their self‐interested incentives and examines how agents attempt to shield themselves from the associated adverse effects on their reputations and career prospects.
Lawrence Kryzanowski, Yanting Wu
wiley   +1 more source

Insurance: is it better together?

Вестник Северо-Кавказского федерального университета
Introduction. In order to minimize certain risks of consumer loans, credit institutions impute to the insurance obligation to credit-borrowers. The current tariff policy of commercial insurers is in constant dynamic development due to deterministic ...
E. A. Rusetskaya, D. A. Zakharova, A. A. Krechetova, A. I. Shchetinskaya, Ya. D. Gundar, K. S. Frolov   +5 more
doaj   +1 more source