Results 141 to 150 of about 713,687 (321)

Out of Many, Many: Variation in East Central Europe Financial Governance Despite the EU's Single Market

JCMS: Journal of Common Market Studies, EarlyView.
Abstract Following the global financial crisis, European financial authorities introduced a host of new initiatives intended to advance market integration, improve the quality of bank oversight and enhance both economic stability and prospects for growth.
Dóra Piroska, Rachel A. Epstein
wiley   +1 more source

Implications of the current trend in mortgage valuation practice in Nigeria

International Journal of Strategic Property Management, 2007
The emerging concern on the reliability of property valuations coupled with the attendant consequences of growing number of distressed banks in Nigeria necessitate this study. Therefore, the study examined the mortgage valuation process including sources
Bioye Tajudeen Aluko
doaj  

Comparing mortgage credit risk policies : an options-based approach [PDF]

Buckley, Karaguishiyeva,Van Order, and Vecvagare analyze the structure of approaches to mortgage credit risk that are now being used in a number of OECD and transition economies.
Buckley, Robert, Karaguishiyeva, Gulmira, Van Order, Robert, Vecvagare, Laura   +3 more
core  

Active ingredients: How actively managed holdings shape target date fund performance and costs

Journal of Financial Research, EarlyView.
Abstract This paper examines the impact of active funds held by target date funds (TDFs). Results indicate holding more funds with active management benefits TDF performance, on average. The benefit is driven by domestic equity holdings for TDFs that are far from the target date and domestic income holdings for TDFs that are near or past the target ...
D. Eli Sherrill, Kate Upton
wiley   +1 more source

How Much Does the Federal Government Spend to Promote Economic Mobility and for Whom? [PDF]

, 2008
Tracks and projects federal expenditures and tax subsidies aimed at enhancing economic mobility, such as employer-related work subsidies, homeownership, savings and investment incentives, and education and training, and who benefits from ...
Adam Carasso, C. Eugene Steuerle, Gillian Reynolds   +2 more
core  

Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending

Journal of Financial Research, EarlyView.
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj, Bolortuya Enkhtaivan, Wenling Lu   +2 more
wiley   +1 more source

Robo-Signing, Chain of Title, Loss Mitigation, and Other Issues in Mortgage Servicing: Hearing Before the Subcomm. on Hous. and Cmty. Opportunity of the H. Fin. Serv. Comm., 111th Cong., Nov. 18, 2010 (Statement of Associate Professor Adam J. Levitin, Geo. U. L. Center) [PDF]

, 2010
The US is now in its forth year of a mortgage crisis in which over 3 million families have lost their homes and another 2.5 million are currently scheduled to lose theirs.
Levitin, Adam J.
core   +1 more source

Household portfolio allocation and stock market beliefs: Evidence from Japanese households

Journal of Financial Research, EarlyView.
Abstract We analyze data from the Keio Household Panel Survey (KHPS) to investigate how individuals' beliefs about financial markets influence current and planned asset holdings. Our results reveal statistically and economically significant relations between specific beliefs and both present asset allocations and accumulation.
Raslan Alzuabi, Daniel Gray
wiley   +1 more source

Bank geographic deregulation, new credit accounts, and consumer credit

Journal of Financial Research, EarlyView.
Abstract The bank deregulation literature documents positive effects of intrastate branching—allowing expansion of bank‐branch network within a state—on real economic outcomes such as income growth, income insurance, income inequality, and homeownership.
Chintal Ajitbhai Desai
wiley   +1 more source

Why do firms strategically delay payments of corporate loans?

Journal of Financial Research, EarlyView.
Abstract Firms may prefer to delay some loan payments while continuing to service others because of lender and loan characteristics. I explore the impact of bank‐level and bank‐firm‐level indicators on the strategic delay behaviors of nonfinancial corporations. Three factors play a key role in their strategic delay decisions.
Ahmet Deryol
wiley   +1 more source