ABSTRACT The paper examines the financial balances of the US economy. Government is the main borrower and households and the foreign sector the main lenders. Business net lending is minimal. The balances and their underlying transactions contradict the loanable funds theory and its “global savings glut” variation.
Michalis Nikiforos, Lance Taylor
wiley +1 more source
Personalized health predictions challenge existing insurance frameworks: Time to revisit life and disability insurance regulation? [PDF]
Rensink M, Schermer M, Bolt I.
europepmc +1 more source
The Limits of Regulatory Capture: Explaining the UK Payment Protection Insurance Mis‐Selling Scandal
ABSTRACT To what extent does regulatory agencies' failure to protect the public from harm result from undue industry influence? We argue that “regulatory capture” is invoked too easily to explain regulatory failure. To re‐examine the relationship between regulatory capture and regulatory failure, we use process‐tracing to study UK regulatory decision ...
Eva Heims
wiley +1 more source
Associations of Social and Physical Isolation With Material Deprivation and Inadequate Use of Preventive Care in the United States. [PDF]
Riegler J +10 more
europepmc +1 more source
Partisanship, Deservingness, and the Attitudinal Policy Feedback Process for Social Policy
ABSTRACT In an era of identity‐based partisan polarization, we examine whether social policies can still generate positive attitudinal feedback among beneficiaries. Drawing on nationally representative survey data, we demonstrate that partisanship conditions the policy feedback process through divergent perceptions of group deservingness.
Chris Faricy, Christopher Ellis
wiley +1 more source
Exploring contemporary public perceptions of historical redlining practices in the United States. [PDF]
Lu Y +5 more
europepmc +1 more source
ABSTRACT In various regulatory settings, firms receive feedback (i.e., firm‐specific private advice) from authorities on how to improve compliance. Although the literature sheds light on the authorities' decision of when to provide feedback, less is known about firms' decisions on how to respond.
Sanne R. van Duin +3 more
wiley +1 more source
Wildfires have created instability within risk transfer markets. Here's a path forward. [PDF]
Thompson MP +6 more
europepmc +1 more source
Understanding expectations formation for hand‐to‐mouth households: lessons from the financial crisis
Abstract We study how poor hand‐to‐mouth and wealthy hand‐to‐mouth households in the United States form their expectations as compared to unconstrained households. To do so, we use monthly household data for the period 2005:2 to 2013:6 with information on the exact survey day for each household within a month.
Tufan Ekici +2 more
wiley +1 more source
The widening mental health gap between American homeowners and renters: 2013-2023. [PDF]
Kuroki M.
europepmc +1 more source

