Results 241 to 250 of about 713,687 (321)

Moral Hazard during the Housing Boom: Evidence from Private Mortgage Insurance

The Review of financial studies, 2021
We provide novel evidence of misaligned incentives fueling a portion of the 2000s mortgage boom. We document that private mortgage insurance (PMI) companies expanded insurance issuance on high-risk mortgages purchased by Fannie Mae and Freddie Mac at ...
Neil Bhutta, Benjamin J. Keys
semanticscholar   +1 more source

On the valuation of reverse mortgage insurance

Scandinavian Actuarial Journal, 2016
Chou-Wen Wang, Hong-Chih Huang, Yung-Tsung Lee   +2 more
semanticscholar   +3 more sources

A General Pricing Model for a Mortgage Insurance Contract Considering the Effects of Multivariate Random Variables on Termination Probabilities and Loss Rate

Housing Policy Debate, 2015
M. Tsai, C. Shu
semanticscholar   +3 more sources

The effect of interest rates on home buying: Evidence from a shock to mortgage insurance premiums

Journal of Monetary Economics, 2020
Regression discontinuity estimates indicate that home buying is highly responsive to interest rates in a large segment of the population. A surprise 50 basis point cut in the effective interest rate for mortgages insured by the Federal Housing ...
Neil Bhutta, D. Ringo
semanticscholar   +1 more source

Features and competition in the market for mortgage insurance in the Russian Federation

Studies on Russian Economic Development, 2014
A. Tsyganov, D. Bryzgalov, A. Yazykov
semanticscholar   +3 more sources

Combined mortgage risk insurance

Экономика и предпринимательство, 2021
Ипотечное страхование - это инструмент финансовой защиты участников ипотечной сделки. Внедрение программы комбинированного страхования ипотечных рисков выводит ипотеку в разряд наименее рисковых продуктов. Это и правильное определение рисков, и индивидуальный подбор комбинации из применяемых, законодательно закреплённых, видов страхования. Первым шагом
openaire   +1 more source

Unemployment insurance and mortgages

Insurance: Mathematics and Economics, 1997
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Gourieroux, C., Scaillet, O.
openaire   +1 more source

Valuing Mortgage Insurance Contracts in Emerging Market Economies

Journal of Real Estate Finance and Economics, 2006
A. Bardhan, R. Karapandža, B. Urosevic
semanticscholar   +3 more sources

Choice, Capital, and Competition: Private Mortgage Insurance Application and Availability

Housing Policy Debate, 2019
The financial health of the mortgage insurance industry is vital for the flow of mortgage credit to low-wealth borrowers. Private mortgage insurance competes with insurance offered through the federal government, particularly the Federal Housing ...
Kevin A. Park
semanticscholar   +1 more source

Liability Distributions for Mortgage Insurance

SSRN Electronic Journal, 1999
Option models can provide not only the value of an insurance policy, but also more disaggregated information concerning those precise circumstances under which defaults occur and, hence, insurance payouts must be made. The value of the insurance policy serves as a summary statistic describing insurance payouts.
James B. Kau, Donald C. Keenan, Taewon Kim   +2 more
openaire   +1 more source