Results 41 to 50 of about 713,687 (321)

Funding Costs and Liquidity Creation: Does ESG Play Any Role?

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT This study examines how banks' funding costs affect liquidity creation and whether environmental, social, and governance (ESG) performance shapes this relationship. Using panel data for 136 U.S. commercial banks from 2005 to 2022, we show that higher funding costs are associated with lower liquidity creation, indicating that more expensive ...
Sattam Bin Kowibeen   +2 more
wiley   +1 more source

Flood risks to the financial stability of residential mortgage borrowers: an integrated modeling approach [PDF]

open access: yesNatural Hazards and Earth System Sciences
Property damage from flooding creates urgent funding needs that uninsured households often struggle to meet, particularly when access to affordable credit is limited.
K. P. Fitzmaurice   +9 more
doaj   +1 more source

Climate Change Risk and Financial Stability: Implications for European Banking Institutions

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT This study examines whether climate change risk weakens banking‐system stability in the European Union and assesses how renewable energy adoption and energy‐related taxation moderate this relationship. Using panel data for 27 EU countries from 2012 to 2022 and applying fixed‐effects OLS, two‐stage least squares (2SLS), and robust generalized ...
Md Yousuf Ali
wiley   +1 more source

Application of Big Data Unbalanced Classification Algorithm in Credit Risk Analysis of Insurance Companies

open access: yesJournal of Mathematics, 2022
The 2008 global financial crisis triggered by subprime mortgage crisis in the United States and the ongoing European debt crisis have urged governments and academics to pay high attention to financial industry risk supervision. The financial industry has
Xian Wu, Huan Liu
doaj   +1 more source

Niepewność interpretacyjna zapisów ochrony ubezpieczeniowej konsumentów ubezpieczeń na życie oferowanych do kredytów mieszkaniowych na przykładzie wybranych ofert

open access: yesFinanse i Prawo Finansowe, 2021
Bundled package of home loans and insurance are a natural phenomenon. Banks treat insurance as the primary security for the credit. For the consumer–borrower can help in financial difficulty.
Katarzyna Nowak
doaj   +1 more source

A Deep Learning Framework for Forecasting Medium‐Term Covariance in Multiasset Portfolios

open access: yesJournal of Forecasting, EarlyView.
ABSTRACT Forecasting the covariance matrix of asset returns is central to portfolio construction, risk management, and asset pricing. However, most existing models struggle at medium‐term horizons, several weeks to months, where shifting market regimes and slower dynamics prevail.
Pedro Reis, Ana Paula Serra, João Gama
wiley   +1 more source

THE NATIONAL MORTGAGE INSURANCE CORPORATION: THE CONCEPT, ROLE AND IMPORTANCE

open access: yesPravo, 2015
THE National mortgage insurance corporation in Serbia has insured more than 80.000 loans since its establishment. Its existence has contributed to a large number of citizens obtain a housing loan, because a mortgage insurance achieves a lower interest ...
Vladana Petrakis
doaj  

Time Integrals Under the Black–Scholes–Merton and Margrabe Economies

open access: yesJournal of Futures Markets, EarlyView.
ABSTRACT The problem of integrating the Black, Scholes, and Merton (BSM) formula with respect to the time variable is paramount for an economist. Inspired by the real options literature, Shackleton and Wojakowski offer analytic formulae for valuing finite maturity (profit) caps and floors that are contingent on continuous flows following a lognormal ...
José Carlos Dias   +3 more
wiley   +1 more source

Holding out on restructuring negotiations: A legal analysis over Finnish and Swedish legislation

open access: yesInternational Insolvency Review, EarlyView.
Abstract This article examines how Finnish and Swedish restructuring laws create opportunities for creditors to hold out on restructuring negotiations. Using Anthony Casey's new bargaining theory and the traditional creditors' bargain model as analytical frames, the study argues that holdouts arise when ex ante rights – particularly security interests,
Anssi Kärki
wiley   +1 more source

Financial Literacy, Financial Development and Economic Growth

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT While significant progress has been made in exploring the importance of financial literacy, its impact on economic growth and financial development from a macroeconomic point of view remains thinly understood. This paper provides fresh evidence on the relationship between financial literacy, financial development and economic growth.
Spyridon Boikos   +2 more
wiley   +1 more source

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