Trademark Protection and Corporate Leasing: Evidence From a Quasi‐Natural Experiment
Financial Review, EarlyView.ABSTRACT Does protection of trademark‐related intangible capital affect firms’ real contracting decisions? We exploit the Federal Trademark Dilution Act of 1996 (FTDA) as a plausibly exogenous strengthening of legal protection to answer the question.
Cathy X. Cao, Chongyang Chen
wiley +1 more source
Home Mortgage Lending and Neighborhood Mental Health: A Spatial Econometric Analysis of 18 U.S. Metropolitan Statistical Areas. [PDF]
J Urban HealthChen L +3 more
europepmc +1 more source
Screening Mortgage Default Risk: A Unified Theoretical Framework [PDF]
This study developed a unified framework for theoretically analyzing a set of mortgage attributes that screens borrower types according to their unobservable default risk.
Danny Ben-Shahar
core
Racial Animus, Employment Risk, and Analyst Forecasts During the COVID‐19 Pandemic
Financial Review, EarlyView.ABSTRACT Leveraging the exogenous surge in anti‐Asian racial animus during the COVID‐19 pandemic, we examine its effects on analysts’ forecasting behavior. We find that Asian financial analysts become less bold in their forecasts, particularly among those most sensitive to career concerns.
Feng Gao +3 more
wiley +1 more source
Historical Bias in Mortgage Lending, Redlining, and Implications for the Uncertain Geographic Context Problem: A Study of Structural Housing Discrimination in Dallas and Boston. [PDF]
J Urban HealthBeauchamp AM +5 more
europepmc +1 more source
A Model of Mortgage Default [PDF]
This paper solves a dynamic model of a household's decision to default on its mortgage, taking into account labor income, house price, inflation, and interest rate risk.
John Y. Campbell, João F. Cocco
core
Housing Wealth and Consumption: The Role of Heterogeneous Credit Constraints
International Economic Review, EarlyView.ABSTRACT We quantify the role of heterogeneity in households' financial constraints in explaining the link between the decline in aggregate consumption and the decline in house values between 2006 and 2009 using individual‐level data. Constraints that are triggered by a decline in house values, and a small fraction of consumers facing particularly ...
S. Borağan Aruoba +2 more
wiley +1 more source
Backtesting the efficiency of MNB’s Lending Survey [PDF]
This article briefly presents the general practice of lending surveys aimed at revealing loan supply behaviour, as well as the literature analysing their usability.
Ákos Bakonyi, Dániel Homolya
core
Political Accountability During Crises: Evidence From 40 Years of Financial Policies
International Economic Review, EarlyView.ABSTRACT We show that politicians facing a binding term limit are more likely to engage in financial deliberalization than those facing reelection, but only in the wake of a financial crisis. In particular, they implement policies that tend to favor incumbent financial institutions over the general population, such as increasing barriers to entry in ...
Orkun Saka, Yuemei Ji, Clement Minaudier
wiley +1 more source
Mortgage lending in PJSC "Sberbank"
TRENDS IN THE DEVELOPMENT OF SCIENCE AND EDUCATION, 2020 YO.F.u. Rahmonov, A.A. Kodirov
openaire +1 more source