Results 271 to 280 of about 155,783 (311)

Discrimination in Mortgage Lending

2007
Mortgage market discrimination has been categorized as blatant treatment, differential treatment, and adverse impact. Blatant treatment involves explicit refusal to lend or explicit lending policies that consider prohibited demographic characteristics, race, sex, and ethnicity.
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Recent Institutional Arrangements in Mortgage Lending

The Journal of Finance, 1958
1. See F. Lavington, The English Capital Market (London, 1921), pp. 107-8. This discussion of the significance of the law to create a security and make it an effective means of attracting capital is rare in the analysis of operation of capital markets or corporate financing.
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Gender Equality in Mortgage Lending

Real Estate Economics, 2017
AbstractUsing a sample of 30‐year fixed‐rate subprime mortgage loans, this article empirically examines whether gender inequality exists in the mortgage market, specifically whether a borrower's gender affects the loan contract rate charged, beyond the impact of the borrower's probability of default and prepayment.
Lu Fang, Henry J. Munneke
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CHANGING INSTITUTIONAL PATTERNS OF MORTGAGE LENDING

The Journal of Finance, 1950
AN ATTEMPT TO SUMMARIZE recent institutional changes in mortgage lending requires a review of some of the outstanding characteristics of recent decades which have created the environment in which institutional change has occurred. Such a review can make no pretense of presenting a complete statistical picture-the data are too fragmentary and scattered.
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Mortgage Lending by National Banks

Business History Review, 1977
That restrictions on real-estate-mortgage lending by banks chartered under the National Banking Act of 1864 seriously restricted availability of long-term financing before 1913, has long been accepted. Professors Keehn and Smiley explain some ways in which resourceful national banks could circumvent this restriction.
Richard H. Keehn, Gene Smiley
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Macroprudential Regulation of Mortgage Lending

SMU Law Review, 2016
Much regulatory effort has been devoted to improving mortgage lending, the principal source of housing finance. To date, that effort has primarily been microprudential—intended to correct market failures in order to increase economic efficiency. In contrast, and while there is some overlap, this article focuses on a more “macroprudential” regulation of
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Mortgage Law and Mortgage Lending

The Journal of Land & Public Utility Economics, 1938
Horace Russell, David A. Bridewell
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Mortgages and Mortgage Lending: theoretical aspects

2013
Досліджено сутність понять “іпотека”, “іпотечний кредит” та “іпотечне кредитування”.
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REDLINING AND MORTGAGE LENDING IN SACRAMENTO∗

Annals of the Association of American Geographers, 1979
ABSTRACT Neighborhoods throughout the Sacramento, California, metropolitan area did not receive equal amounts of mortgage loans during 1976. Mortgage lending by banks and savings and loan associations varies with the social status, ethnicity, and age of neighborhoods. Individual lenders differ greatly in their activity in minority areas. The pattern of
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Home mortgage lending by the numbers [PDF]

, 1993
A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit. The authors raise the concern that simple comparisons of denial rates are not sufficient for grasping the complexities surrounding community-oriented lending.
Robert B. Avery, Patricia E. Beeson, Mark S. Sniderman   +2 more
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