Results 11 to 20 of about 416,107 (310)

THE ADEQUACY OF THE RISK ASSESSMENT WHEN APPLYING BONUS-MALUS SYSTEM

open access: yesВісник Київського національного університету імені Тараса Шевченка. Серія Економіка, 2014
The adequacy of risk assessment within the application of the bonus – malus factor for compulsory insurance of civil liability of vehicle owners is investigated.
O. Masharo
doaj   +1 more source

NEW VECTORS OF THE MOTOR INSURANCE DEVELOPMENT IN UKRAINE

open access: yesВісник Київського національного університету імені Тараса Шевченка. Серія Економіка, 2015
The essence and features of different forms of motor insurance are studied. As investigated, the motor insurance is one of the most popular types of insurance in many countries, and continues its further quality development.
N. Prikazyuk, T. Motashko
doaj   +1 more source

Bivariate Mixed Poisson and Normal Generalised Linear Models with Sarmanov Dependence—An Application to Model Claim Frequency and Optimal Transformed Average Severity

open access: yesMathematics, 2020
The aim of this paper is to introduce dependence between the claim frequency and the average severity of a policyholder or of an insurance portfolio using a bivariate Sarmanov distribution, that allows to join variables of different types and with ...
Ramon Alemany   +3 more
doaj   +1 more source

Interpolation of Quantile Regression to Estimate Driver’s Risk of Traffic Accident Based on Excess Speed

open access: yesRisks, 2022
Quantile regression provides a way to estimate a driver’s risk of a traffic accident by means of predicting the percentile of observed distance driven above the legal speed limits over a one year time interval, conditional on some given characteristics ...
Albert Pitarque, Montserrat Guillen
doaj   +1 more source

Motor insurance policies’ underwriting factors: exploratory analysis from motor insurance providers in Nigeria

open access: yesEkonomicko-manazerske spektrum, 2022
Research background: Motor insurance is designed as a risk management instrument to guarantee policyholders' peace of mind. It plays a crucial role in safeguarding policyholders from financial losses that motor vehicles can cause ranging from loss of property, medical bills, legal fees, to loss of income.
Ogorchukwu .A. Isimoya   +2 more
openaire   +1 more source

Weather Conditions and Telematics Panel Data in Monthly Motor Insurance Claim Frequency Models

open access: yesRisks, 2023
Risk analysis in motor insurance aims to identify factors that increase the frequency of accidents. Telematics data is used to measure behavioural information of drivers.
Jan Reig Torra   +4 more
doaj   +1 more source

Predicting motor insurance claim incidence using generalized and tree-based models: A comparative statistical approach [PDF]

open access: yesInsurance Markets and Companies
Type of the article: Research Article AbstractAccurate prediction of motor insurance claim frequency is necessary for efficient risk management, underwriting, and policy pricing.
Eslam Abdelhakim Seyam
doaj   +1 more source

Setting the optimal limit value of motor insurance coverage by stochastic optimization [PDF]

open access: yes, 2018
In this paper, we provide an alternative to a passive approach to the selection of insurance products or policy con-ditions. Specifically, we propose a method to make a decision about the optimal limit value for motor insurance coverage.
Hanelová, Lucie, Valecký, Jiří
core   +1 more source

Modeling and Performance of Bonus-Malus Systems: Stationarity versus Age-Correction

open access: yesRisks, 2014
In a bonus-malus system in car insurance, the bonus class of a customer is updated from one year to the next as a function of the current class and the number of claims in the year (assumed Poisson).
Søren Asmussen
doaj   +1 more source

PEMODELAN DATA FREKUENSI KLAIM ASURANSI KENDARAAN BERMOTOR UNTUK CAKUPAN THIRD PARTY LIABILITY MENGGUNAKAN DISTRIBUSI POISSON-ARADHANA

open access: yesJurnal Lebesgue, 2023
The presence of insurance can provide coverage for all risks that occur for owners or motorists. Insurance will provide various forms of coverage in accordance with their respective products, so that vehicle owners or drivers will get protection ...
M Dziqri Nur Rohiim   +1 more
doaj   +1 more source

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