Results 11 to 20 of about 416,107 (310)
THE ADEQUACY OF THE RISK ASSESSMENT WHEN APPLYING BONUS-MALUS SYSTEM
The adequacy of risk assessment within the application of the bonus – malus factor for compulsory insurance of civil liability of vehicle owners is investigated.
O. Masharo
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NEW VECTORS OF THE MOTOR INSURANCE DEVELOPMENT IN UKRAINE
The essence and features of different forms of motor insurance are studied. As investigated, the motor insurance is one of the most popular types of insurance in many countries, and continues its further quality development.
N. Prikazyuk, T. Motashko
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The aim of this paper is to introduce dependence between the claim frequency and the average severity of a policyholder or of an insurance portfolio using a bivariate Sarmanov distribution, that allows to join variables of different types and with ...
Ramon Alemany +3 more
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Quantile regression provides a way to estimate a driver’s risk of a traffic accident by means of predicting the percentile of observed distance driven above the legal speed limits over a one year time interval, conditional on some given characteristics ...
Albert Pitarque, Montserrat Guillen
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Research background: Motor insurance is designed as a risk management instrument to guarantee policyholders' peace of mind. It plays a crucial role in safeguarding policyholders from financial losses that motor vehicles can cause ranging from loss of property, medical bills, legal fees, to loss of income.
Ogorchukwu .A. Isimoya +2 more
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Weather Conditions and Telematics Panel Data in Monthly Motor Insurance Claim Frequency Models
Risk analysis in motor insurance aims to identify factors that increase the frequency of accidents. Telematics data is used to measure behavioural information of drivers.
Jan Reig Torra +4 more
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Predicting motor insurance claim incidence using generalized and tree-based models: A comparative statistical approach [PDF]
Type of the article: Research Article AbstractAccurate prediction of motor insurance claim frequency is necessary for efficient risk management, underwriting, and policy pricing.
Eslam Abdelhakim Seyam
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Setting the optimal limit value of motor insurance coverage by stochastic optimization [PDF]
In this paper, we provide an alternative to a passive approach to the selection of insurance products or policy con-ditions. Specifically, we propose a method to make a decision about the optimal limit value for motor insurance coverage.
Hanelová, Lucie, Valecký, Jiří
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Modeling and Performance of Bonus-Malus Systems: Stationarity versus Age-Correction
In a bonus-malus system in car insurance, the bonus class of a customer is updated from one year to the next as a function of the current class and the number of claims in the year (assumed Poisson).
Søren Asmussen
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The presence of insurance can provide coverage for all risks that occur for owners or motorists. Insurance will provide various forms of coverage in accordance with their respective products, so that vehicle owners or drivers will get protection ...
M Dziqri Nur Rohiim +1 more
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