Results 11 to 20 of about 416,776 (308)
Multivariate INAR(1) Regression Models Based on the Sarmanov Distribution
A multivariate INAR(1) regression model based on the Sarmanov distribution is proposed for modelling claim counts from an automobile insurance contract with different types of coverage.
Lluís Bermúdez, Dimitris Karlis
doaj +1 more source
Risk Self-Selection and the Concept of Equilibrium in a Competitive Insurance Market
The purpose of this paper is an analysis of the presence of self-selection mechanisms on the market that could bring the market closer to the separating equilibrium state, in line with the Rothschild–Stiglitz equilibrium model and its subsequent ...
Łukasz Kuryłowicz, Adam Śliwiński
doaj +1 more source
Claim Modeling and Insurance Premium Pricing Under A Bonus–Malus System in Motor Insurance
Accurately modeling claims data and determining appropriate insurance premiums are vital responsibilities for non-life insurance firms. This article presents novel models for claims that offer improved precision in fitting claim data, both in terms of ...
Ieosanurak Weenakorn +2 more
doaj +1 more source
PROSPECTS FOR THE DEVELOPMENT OF MOTOR THIRD PARTY LIABILITY INSURANCE ON THE BULGARIAN INSURANCE MARKET [PDF]
The aim of the report is to examine the current and important for the society issues concerning one of the most widespread insurance products - Motor Third Party Liability Insurance. The report examines the use of Motor Third Party Liability insurance on
T. Andreeva
doaj +1 more source
THE ADEQUACY OF THE RISK ASSESSMENT WHEN APPLYING BONUS-MALUS SYSTEM
The adequacy of risk assessment within the application of the bonus – malus factor for compulsory insurance of civil liability of vehicle owners is investigated.
O. Masharo
doaj +1 more source
NEW VECTORS OF THE MOTOR INSURANCE DEVELOPMENT IN UKRAINE
The essence and features of different forms of motor insurance are studied. As investigated, the motor insurance is one of the most popular types of insurance in many countries, and continues its further quality development.
N. Prikazyuk, T. Motashko
doaj +1 more source
The aim of this paper is to introduce dependence between the claim frequency and the average severity of a policyholder or of an insurance portfolio using a bivariate Sarmanov distribution, that allows to join variables of different types and with ...
Ramon Alemany +3 more
doaj +1 more source
Quantile regression provides a way to estimate a driver’s risk of a traffic accident by means of predicting the percentile of observed distance driven above the legal speed limits over a one year time interval, conditional on some given characteristics ...
Albert Pitarque, Montserrat Guillen
doaj +1 more source
Weather Conditions and Telematics Panel Data in Monthly Motor Insurance Claim Frequency Models
Risk analysis in motor insurance aims to identify factors that increase the frequency of accidents. Telematics data is used to measure behavioural information of drivers.
Jan Reig Torra +4 more
doaj +1 more source
Predicting motor insurance claim incidence using generalized and tree-based models: A comparative statistical approach [PDF]
Type of the article: Research Article AbstractAccurate prediction of motor insurance claim frequency is necessary for efficient risk management, underwriting, and policy pricing.
Eslam Abdelhakim Seyam
doaj +1 more source

