Results 91 to 100 of about 91,095 (288)
That's Not Fair! Navigating the Duality of Fairness in Insurance
The British Journal of Sociology, EarlyView.ABSTRACT Insurance serves as a social good, providing financial protection against disasters whilst operating within a profit‐driven market. This dual role highlights the complex intersection of social and commercial interests, raising a fairness puzzle often portrayed as a trade‐off between solidarity and actuarial fairness.
Konstantinos Chalkias +3 more
wiley +1 more source
Economic and Environmental Studies, 2018 The bonus-malus system is one of the stages of the ratemaking process in motor liability insurance. The purpose of the work is to discuss the role of the bonus-malus systems in the ratemaking and to present their functions. The article reviews the measures for assessment of the ratemaking function of the bonus-malus systems and attempts to investigate ...
openaire +2 more sources
Estimation of MTPL claim frequency using GLM, GAM and XGBoost techniques [PDF]
, 2020 The purpose of this master’s thesis is to provide an overview of the XGBoost algorithm and examine its suitability to model the claim frequency of motor third party liability insurance.
Puskar, Linnet
core
Does Proactivity Affect Insurance Solidarity and Individual Responsibility?
The British Journal of Sociology, EarlyView.ABSTRACT Over the past 20 years, the insurance industry has been experimenting with technological innovations that deeply affect its business model and social function. This article explores the use of digital technologies to monitor policyholders' behaviour and personalise their insurance coverage.
Alberto Cevolini, Elena Esposito
wiley +1 more source
Compensation for Victims of Diplomatic Immunity in the United States: A Claims Fund Proposal [PDF]
, 1980 This Note will briefly trace the development of diplomatic immunity law in the United States, including the changes adopted by the Vienna Convention, leading to the passage of the DRA in 1978.
Garley, R. Scott
core +1 more source
Strategic (Inconsistent) Disclosures and Sophisticated Investors: Evidence from Hedge Funds
Journal of Accounting Research, EarlyView.ABSTRACT Recent SEC regulations require that qualified hedge fund advisers provide their investors with narrative disclosures of their business and operations. We find that 40% of these disclosures omit or de‐emphasize information regarding advisers' operational and investment risks when compared to other sources of public information. Funds with such “
YICHANG LIU +2 more
wiley +1 more source
The distribution of the number of claims in the third party’s motor liability insurance
Statistics in Transition new series, 2013 In the automobile insurance tarification consists of two stages. The first step is to determine the net premiums on the basis of known risk factors, called a priori ratemaking. The second stage, called a posteriori ratemaking is to take into account the driver's claims history in the premium.
openaire +1 more source
Family Matters: Exploring the Link Between Parental and Executive Financial Misconduct
Journal of Accounting Research, EarlyView.ABSTRACT Using a novel data set of misconduct records for Finnish CEOs and directors and their parents, we explore whether corporate executives’ financial misconduct is associated with similar behavior by their parents. Controlling for various other factors of executive financial misconduct, we find that executives are significantly more likely to ...
JENNI KALLUNKI +4 more
wiley +1 more source
Journal of Accounting Research, EarlyView.ABSTRACT This paper studies how partisan alignment between city leaders and state governors shapes information processing and bond pricing in the municipal bond market. Using a novel data set on 1,045 U.S. cities from 2005 to 2019, we show that cities with the same political affiliation as the state governor face 9 basis points lower borrowing costs ...
RAMONA DAGOSTINO, ANYA NAKHMURINA
wiley +1 more source
What is at stake in taking responsibility? Lessons from third-party property insurance [PDF]
, 2001 Third-party property insurance (TPPI) protects insured drivers who accidentally damage an expensive car from the threat of financial ruin. Perhaps more importantly though, TPPI also protects the victims whose losses might otherwise go uncompensated ...
Vincent, Nicole
core