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The Valuation of No-Negative Equity Guarantees and Equity Release Mortgages [PDF]
SSRN Electronic Journal, 2019 zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Dowd, Kevin +3 more
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Negative Equity and Housing Investment [PDF]
SSRN Electronic Journal, 2013 Housing is a depreciating asset. The rate of depreciation depends on the degree to which households engage in housing investments. Housing investment expenditures economy-wide are sizable, averaging 45 percent of the value of new home construction over the past twenty years. The housing bust and recession coincided with a significant decline in housing
Andrew F. Haughwout +2 more
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Unemployment, Negative Equity, and Strategic Default [PDF]
SSRN Electronic Journal, 2013 Using new household level data, we quantitatively assess the roles that (i) job loss, (ii) negative equity, and (iii) wealth (including unsecured debt, liquid, and illiquid assets) play in default decisions. In sharp contrast to prior studies that proxy for individual unemployment status using regional unemployment rates, we find that individual ...
Gerardi, Kristopher +3 more
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Impairment and negative equity in the Irish mortgage market [PDF]
Journal of Housing Economics, 2012 Abstract Amongst the many housing markets across the OECD presently experiencing difficulties, the Irish case stands out. Between 2004 and 2007, a significant house price bubble emerged in Ireland, while the real economy was enjoying persistently strong growth rates. The sharp decline in house prices post 2007 coupled with the significant increase in
Kelly, Robert +2 more
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The Depth of Negative Equity and Mortgage Default Decisions [PDF]
Finance and Economics Discussion Series, 2010 A central question in the literature on mortgage default is at what point underwater homeowners walk away from their homes even if they can afford to pay. We study borrowers from Arizona, California, Florida, and Nevada who purchased homes in 2006 using non-prime mortgages with 100 percent financing.
Neil Bhutta, Jane K. Dokko, Hui Shan
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Payment Size, Negative Equity, and Mortgage Default [PDF]
American Economic Journal: Economic Policy, 2012 This paper studies the treatment effect of monthly payment size on mortgage default, using a sample of adjustable-rate loans that experienced large payment reductions thanks to the recent low interest rate environment. Payment size has an economically large effect on repayment behavior; for instance, cutting the required payment in half reduces the ...
Fuster, Andreas, Willen, Paul S.
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Journal of Demographic Economics, 2023 AbstractThis paper provides a new market consistent approach to the valuation of no negative equity guarantees and equity release mortgages. The paper provides a new approach to the estimation of volatility inputs. The proposed approach to volatility produces a volatility term structure that is dependent on the age and gender of the borrower ...
Dean Buckner, Kevin Dowd, Hardy Hulley
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Passive Consequences of Brand Hate: The Mediating Role of Brand Avoidance
Multidisciplinary Business Review, 2022 This study aims to determine the antecedents of brand patronage reduction as a consequence of brand hate, demonstrating the mediating effect of brand avoidance on passive/flight consequences of brand hate, showing their impact on a firm's brand equity ...
Cid Gonçalves Filho +3 more
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Corporate Negative Equity: The Evidence from the European Union
Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 2016 After the Global Financial Crisis the frequency of reported losses of companies has increased significantly in countries of the European Union. Moreover, the financial leverage of companies have increased and even exceeded 100% in several countries.
Natalia Mokhova, Marek Zinecker
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ANALISIS PERSEPSI KONSUMEN TERHADAP EKUITAS MEREK PRODUK ES KRIM
Jurnal Ilmu Keluarga dan Konsumen, 2010 The brand equity is created not only by some dimensions of brand equity such as brand awareness, brand association, perceived quality, and brand loyalty but also created by marketing activities called antecedents of brand equity.
Fitrahdini Fitrahdini +2 more
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