Results 261 to 270 of about 138,021 (312)

Shareowners' Equity at Campbell Soup: How can Equity be Negative?

Accounting Education, 2014
AbstractThis paper presents an instructional case based on the 2001 annual report of the Campbell Soup Company (CPB). During that year, CPB's shareowners' equity went from a surplus of USD137 million to a deficit of USD247 million. The analysis will allow students to determine that the change resulted from borrowing to purchase treasury stock. Students
Mary Beth Mohrman, Pamela S. Stuerke
exaly   +2 more sources

On Pricing and Hedging the No-Negative-Equity Guarantee in Equity Release Mechanisms

Journal of Risk and Insurance, 2009
In a roll-up mortgage, the borrower receives a loan in the form of a lump sum. The loan is rolled up with interest until the borrower dies, sells the house, or moves into long-term care permanently. The house is sold at that time, and the proceeds are used to repay the loan and interest.
Johnny Siu-Hang Li, Mary R. Hardy, Ken Seng Tan   +2 more
openaire   +2 more sources

Negative Home Equity and Household Labor Supply

The Journal of Finance, 2021
ABSTRACTUsing U.S. household‐level data and plausibly exogenous variation in the location‐timing of home purchases with a single lender, I find that negative home equity causes a 2% to 6% reduction in household labor supply. Supporting causality, households are observationally equivalent at origination and equally sensitive to local housing shocks that
Asaf Bernstein
openaire   +2 more sources

Valuation of non-negative equity guarantees, considering contagion risk for house prices under the HJM interest rate model

Quantitative Finance, 2021
Writing non-negative equity guarantees (NNEGs) is the main method used to deal with the risks of equity release products in the United Kingdom. The existing empirical literature indicates the potential for contagion of interregional and international ...
Fen-Ying Chen, Sharon S Yang, Hong-Chih Huang   +2 more
exaly   +2 more sources

Decreasing house prices and household mobility: An empirical study on loss aversion and negative equity

Journal of Regional Science, 2018
This paper examines the effects of loss aversion and negative equity on household mobility. We stress the importance of studying these mechanisms simultaneously.
Joep Steegmans, Wolter Hassink
exaly   +2 more sources

Understanding Negative Equity Trends in U.S. Housing Markets: A Machine Learning Approach to Predictive Analysis

Journal of Economics, Finance and Accounting Studies, 2023
In the intricate landscape of the U.S. housing market, negative equity has emerged as a significant concern for homeowners, lenders, and policymakers alike. This phenomenon, characterized by homeowners owing more on their mortgages than the current value
Afrin hoque Jui, Shah Alam, Md Nasiruddin, Adib Ahmed, MD Rashed Mohaimin, Md Khalilor Rahman, Farhana Rahman Anonna, Rabeya Akter   +7 more
semanticscholar   +1 more source

Routes into negative equity

Home Ownership in Crisis?, 2018
Ray Forrest, Patricia Kennett, Philip Leather   +2 more
openaire   +2 more sources

Negative online reviews, brand equity and emotional contagion

European Journal of Marketing, 2021
Purpose Despite the growing consensus that consumers extensively use online reviews and that negative reviews can significantly damage brand equity, it remains uncertain whether negative online reviews that focus on different aspects of a service have a
Fayez Ahmad, FRANCISCO Guzman
exaly   +2 more sources

Negative equity in Ireland: estimates using loan-level data

Journal of European Real Estate Research, 2014
David Duffy
exaly   +2 more sources

Three Triggers? Negative Equity, Income Shocks and Institutions as Determinants of Mortgage Default

Journal of Real Estate Finance and Economics, 2019
Ronan C Lyons
exaly   +2 more sources