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A Default Prediction Model In Installment Sales Using Non Financial Data
2020 9th International Congress on Advanced Applied Informatics (IIAI-AAI), 2020In recent years, a credit scoring service that based on personal behavioral data has been providing in the world. Alibaba Group’s Ant Financial in China developed Sesame Credit and launched its service in 2015 as an additional function of Alipay. Credit score(risk) is mainly used in case of calculating loan limit and loan interest rate.
Moe IJIRI +2 more
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Ex-Post Mitigation Strategies for Breaches of Non-Financial Data
SSRN Electronic Journal, 2016As the financial sector has gotten better at dealing with data breaches of payment card information, criminals have increasingly switched their focus to other targets. But the shift of large-scale data breaches to increasingly target non-financial data (that is, data other than payment card numbers and bank account credentials) has rendered long ...
Josephine Wolff, William Lehr
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A Study on Securing Non-financial Data Using Blockchain Mechanism
2020Blockchain is a sequence of blocks that contains information. It is originally designed intended to timestamp digitally notary documentation. It was developed by a group of researchers and later it was discovered by Nakamoto Satoshi. Block chain is a distributed public ledger which permits to approach and records the data which are difficult to ...
Abhyarthna Sontakke +3 more
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Data Mining of Corporate Financial Risks: Financial Indicators or Non-Financial Indicators
2009 International Conference on Management and Service Science, 2009Taking 164 ST (Special Treatment) listed companies in China's stock market and 328 paired risk-free companies as samples, this paper, adopting Logistic Multiple Regression Model to do multi-step regression analysis, performs data mining to study the relationship between the relative financial and non-financial indicators and the corporate financial ...
Ping-lin He, Zhong-fu Yu, Jie Tao
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Blockchain for Data Sovereignty: Advanced Applications of Immutable Ledgers in Non-Financial Domains
2021The advent of blockchain technology has revolutionized various sectors, with its primary applications initially focused on financial services. However, the potential of blockchain extends far beyond finance, offering transformative solutions for data security, integrity, and sovereignty across multiple industries.
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Data Paper for Navigating the Digital Ecosystem for Non-Financial Success
Data Paper for Navigating the Digital Ecosystem for Non-Financial ...openaire +1 more source
Accounting and non-financial firm data tokens in permissioned DLT networks
International Journal of Intellectual Property Management, 2021openaire +1 more source