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DETERMINANTS OF EFFICIENCY OF NON-LIFE INSURANCE COMPANIES: EVIDENCE FROM VIETNAM
Фінансово-кредитна діяльність: проблеми теорії та практикиInsurance companies play a major role in the financial systems of countries. However, studies on the efficiency and factors affecting the efficiency of insurance companies in Vietnam are still very limited.
Лінь ДТ Трінь
doaj +1 more source
The Dead-anyway Effect Revis(it)ed [PDF]
In the expected-utility theory of the monetary value of a statistical life, the so-called “dead-anyway” effect discovered by Pratt and Zeckhauser (1996) asserts that an individuals' willingness to pay (WTP) for small reductions in mortality risk ...
Friedrich Breyer, Stefan Felder
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Life insurance as a factor of social welfare of elderly people [PDF]
, 2016 The article discusses the main risks, need for insurance of citizens. life and health of older people are constantly exposed to risks. We need to search for new insurance options.Life and Health Insurance elderly people in Russia are presented poorly ...
Воробьева, А. А. +2 more
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Large Language Model‐Based Chatbots in Higher Education
Advanced Intelligent Systems, Volume 7, Issue 3, March 2025.The use of large language models (LLMs) in higher education can facilitate personalized learning experiences, advance asynchronized learning, and support instructors, students, and researchers across diverse fields. The development of regulations and guidelines that address ethical and legal issues is essential to ensure safe and responsible adaptation
Defne Yigci +4 more
wiley +1 more source
HISTORICAL DEVELOPMENT OF LIFE INSURANCE
Pravo, 2013 The origins of certain forms of property and life security date back to a very distance past. The beginnings of commodity and monetary relations and class society mark the beginning of insurance activities as well. The basic function of insurance has not
Sara Počuča, Dalibor Krstinić
doaj
Adaptive Premiums for Evolutionary Claims in Non-Life Insurance [PDF]
Rapid growth in heavy-tailed claim severity in commercial liability insurance requires insurer response by way of flexible mechanisms to update premiums.
Roger Gay
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AI &Innovation, EarlyView.ABSTRACT The rapid evolution of the Internet of Things (IoT) has significantly advanced the field of electrocardiogram (ECG) monitoring, enabling real‐time, remote, and patient‐centric cardiac care. This paper presents a comprehensive survey of AI assisted IoT‐based ECG monitoring systems, focusing on the integration of emerging technologies such as ...
Amrita Choudhury +2 more
wiley +1 more source
Dimensions of the AI Divide: Digital Inequality and Psychological Consequences
AI &Innovation, EarlyView.ABSTRACT Artificial intelligence (AI) has become a foundational component of contemporary social, economic, and political life. Yet, the ways in which AI reshapes patterns of exclusion beyond questions of access and technical capability remain insufficiently theorized.
Christos Papaioannou
wiley +1 more source
American Journal of Agricultural Economics, EarlyView.Abstract Crop insurance is undoubtedly an extremely valuable element in protecting agricultural businesses, but in many cases standard indemnity‐based products have had very low uptake due to high transaction costs elevating premiums to unaffordable levels.
Amogh Prakasha Kumar +2 more
wiley +1 more source