PERSONAL NON-LIFE INSURANCE DECISIONS AND THE WELFARE LOSS FROM FLAT DEDUCTIBLES
We view the retail non-life insurance decision from the perspective of the insured. We formalize different consumption–insurance problems depending on the flexibility of the insurance contract.
Mogens Steffensen, Julie Thøgersen
semanticscholar +1 more source
Issues and Challenges for the Romanian Insurance Market: Risk and Return Analysis [PDF]
Romanian insurance industry has a competitive market, having, however, a deep character of heterogeneity, which has had an impact on different financial ratios that define it.
Dan-Oliver STAICU+1 more
core
Financial integration within the European Union: Towards a single market for insurance [PDF]
Our study analyses the extent of integration of the EU market for life and non-life insurance. The main integration indicator used is the market share (premium based) of foreign companies in domestic markets.
Beckmann, Rainer+2 more
core +1 more source
Factors Affecting Share Price of Nepalese Non-Life Insurance Companies
This study examines the factors affecting the share price of Nepalese non-life insurance companies. This study is based on secondary data of 15 non-life insurance companies with 105 observations for the period from the fiscal year 2011/12 to 2017/18. The
A. Gautam, N. Bista
semanticscholar +1 more source
Fuzzy claim reserving in non-life insurance
This paper develops several expressions to quantify claim provisions to account in financial statements of a non-life insurance company under the hypothesis of a fuzzy environment. Concretely, by applying the expected value of a fuzzy number and the more general concept of value of a fuzzy number to the ANOVA claim predicting model [2] we ...
openaire +3 more sources
THE ROMANIAN INSURANCE MARKET AND THE POTENTIAL EFFECTS OF THE CRISIS UPON IT [PDF]
The global financial and economic crisis is felt in almost all the companies that operate on the European financial and insurance markets. The European insurance and re-insurance industry would register a significant decrease of the investments and a ...
Cristina Ciumas+3 more
core
Determinants of life insurance consumption across countries [PDF]
The importance of life insurance companies as part of the financial sector has significantly increased over the past decades, both as provider of important financial services to consumers and as a major investor in the capital market.
Beck, Thorsten, Webb, Ian
core
Stochastic Cooperative Games in Insurance and Reinsurance [PDF]
This paper shows how problems in `non life'-insurance and `non life'-reinsurance can be modelled simultaneously as cooperative games with stochastic payoffs.Pareto optimal allocations of the risks faced by the insurers and the insureds are determined.It ...
Borm, P.E.M.+2 more
core +1 more source
Estimating Quantile Families of Loss Distributions for Non-Life Insurance Modelling via L-moments [PDF]
This paper discusses different classes of loss models in non-life insurance settings. It then overviews the class Tukey transform loss models that have not yet been widely considered in non-life insurance modelling, but offer opportunities to produce ...
Chen, Wilson Y.+2 more
core +3 more sources
Technique for assessing reliability of insurance companies
The purpose of this study is to improve the research technique for assessing the reliability of non-life insurance companies’ position. In this study, the author considers problems of assessment of reliability of insurance companies’ position.
Irina Voronova
doaj +1 more source