Abstract Electrification of distillation offers a promising route to reducing scope‐1 emissions from one of the chemical industry's most energy‐intensive unit operations. However, conventional adiabatic columns are dynamically inflexible: Long, energy‐intensive start‐ups make shutdown and restart impractical under variable electricity prices and ...
Samuel Mercer, Michael Baldea
wiley +1 more source
ANALISIS DETERMINAN NON PERFORMING LOAN PADA BANK UMUM KONVENSIONAL DI INDONESIA [PDF]
Penelitian ini bertujuan untuk mengetahui pengaruh Inflasi (INF), suku bunga Sertifikat Bank Indonesia (SBI) dan Nilai Tukar IDR/USD terhadap Non Performing Loan (NPL) pada bank umum konvensional di Indonesia.
Firdaus, Novia
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A Unifying Approach to Self‐Organizing Systems Interacting via Conservation Laws
The article develops a unified way to model and analyze self‐organizing systems whose interactions are constrained by conservation laws. It represents physical/biological/engineered networks as graphs and builds projection operators (from incidence/cycle structure) that enforce those constraints and decompose network variables into constrained versus ...
F. Barrows +7 more
wiley +1 more source
PENGARUH NON PERFORMING LOAN TERHADAP PROFITABILITAS : Studi Pada PT. Bank Internasional Indonesia Tbk, Tahun 2002-2011 [PDF]
bank, karena kegiatan terbesar yang dilakukan bank yaitu melalui perkreditan. Penelitian ini bertujuan untuk mengungkapkan pengaruh non performing loan terhadap Masalah yang dikaji dalam penelitian ini adalah rendahnya profitabilitas pada PT.
Suryaman, Herman
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Dimensions of the AI Divide: Digital Inequality and Psychological Consequences
ABSTRACT Artificial intelligence (AI) has become a foundational component of contemporary social, economic, and political life. Yet, the ways in which AI reshapes patterns of exclusion beyond questions of access and technical capability remain insufficiently theorized.
Christos Papaioannou
wiley +1 more source
Pengaruh Non Performing Loan (NPL) Dan Loan To Deposit Ratio (LDR) Terhadap Profitabilitas (ROA) Pada Bank Bjb Periode 2005-2013 [PDF]
Erlin Mardiyah - NPM : A10110186 ; Di bawah bimbingan : Dr.H.Usdi Suryana, SE.,MM.,AK.Penelitian ini bertujuan untuk mengetahui bagaimana perkembangan Non Performing Loan (NPL), Loan to Deposit Ratio (LDR), Profitabilitas (ROA) serta pengaruh Non ...
Mardiyah, Erlin
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Vernacular Futurism: How Persian Language Users Imagine AI
ABSTRACT Public discourse about artificial intelligence increasingly unfolds through compressed forecasts, moral warnings, and everyday speculation circulating at platform speed. This study examines how Persian language users on X construct and contest AI futures, analyzing a corpus of 4741 posts collected between January 2023 and December 2025, with ...
Arthur Asa Berger, Ehsan Shahghasemi
wiley +1 more source
Abstract Children's relationship with time in preschools is an under‐researched area. Young children rarely know how to measure time using a clock, but their experiences of time may contribute to understanding children's well‐being and debates about quality in preschools.
Kristín Dýrfjörð +3 more
wiley +1 more source
DETERMINAN NON PERFORMING LOAN DI PT. BANK TABUNGAN NEGARA (PERSERO) ТВК KANTOR CABANG SEMARANG [PDF]
Peranan bank dalam perekonomian secara garis besar terdiri dari menghimpun dana dari masyarakat (funding) serta menyalurkan dana kepada masyarakat (lending).
Sera Milka Ronald, 0712521020
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The determinant of Non-Performing Loan (NPL) toward conventional bank in Malaysia / Nor Atiqah Asnawi [PDF]
This study reveals the determinants or factor of non-performing loan toward conventional bank in Malaysia. Toward that, the central bank Malaysia also give a guideline the level of nonperforming loan.
Asnawi, Nor Atiqah
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