Results 151 to 160 of about 6,446,404 (186)
Some of the next articles are maybe not open access.
Over-Indebtedness and Mortgage Lending
SSRN Electronic Journal, 2013This article analyzes the over-indebtedness caused by irresponsible mortgage lending by credit institutions in Spain that have been exacerbated by the economic crisis, the falling value of the real estate market and rising unemployment. This creates the risk of social and financial exclusion of those who can't afford to pay their mortgages.
openaire +1 more source
From Indebtedness to Over-Indebtedness
2009The analysis carried out in the previous chapters has highlighted that borrowing certainly gives individuals the possibility of improving lifestyles by smoothing consumption over their life time. However, there are also concerns that some individuals risk a level of indebtedness that is unsustainable in relation to their earnings and that such a ...
openaire +1 more source
Over-indebtedness of Russians: Myth or reality?
Voprosy Ekonomiki, 2018The main objective of the study is to assess the level of indebtedness and over-indebtedness of Russians. Despite the fact that according to official statistics, the level of household indebtedness in Russia is one of the lowest in the world, the percentage share of non-performing loans is higher than in the countries with a higher level of household ...
O. E. Kuzina, N. A. Krupenskiy
openaire +1 more source
Risk of Over-Indebtedness and Behavioural Factors
SSRN Electronic Journal, 2010Works in behavioural economics have made an important contribution in drawing attention to the role played not only by socio-demographic and economic variables, but also by behavioural factors as determinants of the demand for debt. As explained in Chapter 2, empirical analyses show that household debt demand seems less rational but more driven by ...
L. Anderloni, D. Vandone
openaire +2 more sources
The new Italian Regulation on over-indebtedness – A snapshot –
2019This paper contains a description of the new Italian regulation on over-indebtedness laid down by Decree 2019/14. Personal statements and critical remarks are included.
openaire +2 more sources
Consumer Credit and Over‐indebtedness in China
International Insolvency Review, 2018AbstractOver the past three decades, China has experienced a significant increase in consumer credit. There are many causes for this growth and expansion in credit availability, such as deregulation of consumer credit markets. The expansion of consumer credit leads to the climbing of consumers' over‐indebtedness.
openaire +1 more source
Consumer over-indebtedness: A review and future research agenda
Journal of Business Research, 2022Delane Botelho
exaly
The Dynamics of Consumers´ Over-indebtedness
Anais do III Encontro Cultura e Consumo Brasil, 2020openaire +1 more source