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Over-Indebtedness in the Finnish Consumer Society
Journal of Consumer Policy, 2010The incurring of debts continues to be a major problem in European economies despite the legislative and other preventive policies introduced over the past 10 years. This article discusses the problem of over-indebtedness in the Finnish consumer society.
Anu Raijas +2 more
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Consumer over‐indebtedness in the EU: measurement and characteristics
Journal of Economic Studies, 2007PurposeThis paper seeks to measure and characterise the extent of consumer over‐indebtedness among the European Union (EU) member states.Design/methodology/approachThe study evaluates alternative measures of over‐indebtedness on the basis of the permanent‐income/life‐cycle theories of consumption behaviour and adopts a subjective approach in ...
G. BETTI +3 more
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Consumer Credit and Over‐indebtedness in China
International Insolvency Review, 2018AbstractOver the past three decades, China has experienced a significant increase in consumer credit. There are many causes for this growth and expansion in credit availability, such as deregulation of consumer credit markets. The expansion of consumer credit leads to the climbing of consumers' over‐indebtedness.
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Over-indebtedness of microfinance borrowers in South Africa
African Review of Economics and Finance, 2022Access to financial services has grown rapidly in South Africa, especially in the low-income population segment. At the same time, however, the level of overindebtedness has increased, making poor households even more vulnerable. Employing a binary choice logistic regression model for a unique set of crosssectional data from the 2015 FinScope survey ...
Mjuza, Nomthandazo, Ntsalaze, Lungile
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OVER-INDEBTEDNESS AND INNOVATION: SOME PRELIMINARY RESULTS [PDF]
, 2013 The paper studies the impact of firms’ over-indebtedness on innovation. First, we build up an over-indebtedness index which takes account of the firm’s level and structure of the debt as well as of its sustainability. Secondly, we investigate to what extent over-indebtedness explains firms’ innovative activity by focusing on Italian manufacturing firms
Damiana Giuseppina Costanzo +2 more
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The new Italian Regulation on over-indebtedness – A snapshot –
2019This paper contains a description of the new Italian regulation on over-indebtedness laid down by Decree 2019/14. Personal statements and critical remarks are included.
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The Dynamics of Consumers´ Over-indebtedness
Anais do III Encontro Cultura e Consumo Brasil, 2020openaire +1 more source