Results 51 to 60 of about 15,088 (297)

Commercial banking and personal indebtedness in Croatia [PDF]

open access: yesMegatrend Revija, 2017
Social phenomenon of personal over-indebtedness has emerged in the past thirty years. The trend of excessive indebtedness of households is not losing but gaining momentum.
Filipović Ivan   +2 more
doaj   +1 more source

Determinants of household over-indebtedness in South Africa

open access: yesInternational Journal of Business & Economic Development, 2021
The proportion of household debt to disposable income is high in South Africa, signifying over-indebtedness which reduces the welfare of households. High debt leads to low savings, negatively impacting economic growth. This paper presents the determinants of household debt distress in South Africa and comes up with recommendations on how to manage ...
Roseline Tapuwa Karambakuwa   +1 more
openaire   +1 more source

From Waste to Value: Conversion of Calcium Sulfate to Vaterite via Carbon Capture and Storage

open access: yesAdvanced Functional Materials, EarlyView.
This study introduces a new concept for carbon management that relies on the carbonation of industrial gypsum waste and yields phase‐pure vaterite at ambient conditions without any additives. The obtained vaterite is further shown to be a reactive material that develops compressive strength in aqueous suspensions like conventional cements.
Carlos Pimentel   +4 more
wiley   +1 more source

Over-Indebtedness of Individuals and its Possible Solutions [PDF]

open access: yes, 2017
Diplomová práce řeší problematiku předluženosti fyzických osob v České republice. Cílem práce je vyhodnocení problému předluženosti, nalezení problémových oblasti a možnosti řešení.
Dušková, Barbora
core  

In Situ 3D Bioprinting: Impact of Cross‐Linking on the Adhesive Properties of Hydrogels

open access: yesAdvanced Functional Materials, EarlyView.
In situ 3D bioprinting enables the direct deposition of cell‐laden, adhesive biomaterials for on‐site tissue regeneration. This review provides a comprehensive overview of how cross‐linking influences the bioadhesive properties of hydrogels used in 3D bioprinting, highlighting cross‐linking triggers, bioadhesion mechanisms, polymer interpenetration ...
Odile Romero Fernandez   +4 more
wiley   +1 more source

The effect on the BTD of IFRS adoption and the end of the Transitional Tax Regime (RTT) in Brazil

open access: yesRevista Contabilidade & Finanças, 2021
This paper aimed to evaluate the moderation by variables related to incentives for earnings management (indebtedness, profitability, and size) over the effect of the change in standards (accounting or tax) on the book-tax differences (BTD).
Claudio Marcio Pereira da Cunha   +1 more
doaj   +2 more sources

Molecularly Engineered Highly Stable Memristors with Ultra‐Low Operational Voltage: Integrating Synthetic DNA with Quasi‐2D Perovskites

open access: yesAdvanced Functional Materials, EarlyView.
Molecularly engineered memristors integrating Ag nanoparticle–embedded synthetic DNA with quasi‐2D halide perovskites enable ultra‐low‐operational voltage, forming‐free resistive switching, and record‐low power density. This synergistic integration of customized DNA and 2D OHP in bio‐hybrid architecture enhances charge transport, reduces variability ...
Kavya S. Keremane   +9 more
wiley   +1 more source

Metal–Organic Frameworks for Gaseous Pollutant Management: From Capture to Neutralization and Reutilization

open access: yesAdvanced Functional Materials, EarlyView.
This review maps how MOFs can manage hazardous gases by combining adsorption, neutralization, and reutilization, enabling sustainable air‐pollution control. Covering chemical warfare agent simulants, SO2, NOx, NH3, H2S, and volatile organic compounds, it highlights structure‐guided strategies that boost selectivity, water tolerance, and cycling ...
Yuanmeng Tian   +8 more
wiley   +1 more source

O SUPERENDIVIDAMENTO DO CONSUMIDOR: ASPECTOS CONCEITUAIS E MECANISMOS DE SOLUÇÃO

open access: yesLex Humana, 2011
Resumo: O presente artigo tem como foco principal desmistificar o paradigma de que o superendividamento do consumidor é um desvio de conduta passível de sanção, ao revés de solu ão.
Juliana Andréa Oliveira
doaj  

A multivariate study of over‐indebtedness' causes and consequences [PDF]

open access: yesInternational Journal of Consumer Studies, 2016
AbstractThis paper proposes a comprehensive explanatory model to explain both causes and consequences of over‐indebtedness. It presents as causes some borrower aspects, such as propensity to indebtedness and low financial literacy. Other causes are borrower circumstances: adverse external shocks, borrower internal problems and financial institutions ...
Gutiérrez-Nieto, Begoña   +2 more
openaire   +3 more sources

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