Results 81 to 90 of about 6,446,404 (186)

Sovraindebitamento, ludopatia e amministrazione di sostegno

open access: yesIl Diritto degli Affari, 2022
Access to over-indebtedness procedures requires the assessment of the merits of the debtor, or the verification that the debtor has not acted with intent to harm the creditors, has not been in bad faith, has not performed excessively risky transactions ...
Sabrina Masturzi, Maria Novella Bugetti
doaj  

Mortgage indebtedness and household financial distress [PDF]

open access: yes
Using comparable survey data from twelve European countries from 1994 to 2001 we investigate households’ attitudes towards mortgage indebtedness. We find that a given debt burden creates much higher distress in countries with fewer mortgage holders ...
Lojschová, Adriana   +2 more
core  

Debt Counseling: The Challenges of Implementation Directive (EU) 2023/2225 within the Romanian Social Services Landscape

open access: yesTransylvanian Review of Administrative Sciences
This article examines the emerging role of debt counseling within Romania’s social services in the context of Directive (EU) 2023/2225. Over-indebt­edness is increasingly recognized across Europe as both an economic and a social risk, with significant ...
Rodica Diana Apan   +1 more
doaj   +1 more source

Broke, Ill, and Obese: The Effect of Household Debt on Health [PDF]

open access: yes
We analyze the effect of household indebtedness on different health outcomes using data from the German Socio-Economic Panel from 1999–2009. To establish a causal effect, we rely on (a) fixed-eff ects methods, (b) a subsample of constantly employed ...
Matthias Keese, Hendrik Schmitz
core   +2 more sources

Over-indebtedness of microfinance borrowers in South Africa [PDF]

open access: yes, 2019
Access to financial services has grown rapidly in South Africa, especially in the low-income population segment. At the same time, however, the level of over-indebtedness has increased, making poor households even more vulnerable.
Ntsalaze, Lungile, Mjuza, Nomthandazo
core  

The over-indebtedness of public servants in South Africa [PDF]

open access: yes, 2017
The global financial crisis of 2008 revealed the substantial over-indebtedness of households across many countries. Over-indebtedness of households is the outcome of the policy of financial liberalisation and deregulation since the 1970s.
Mwase, Joseph (Joe) Ndala
core  

Household Over-Indebtedness in Russia

open access: yes, 2020
In the last three years, household debt has risen by a third as disposable income declined. Declining interest rates, ease of access to credit for consumers and poorly regulated microfinance lending practices led to fast growth in consumer debt. Consumer lending in the banking and microfinance segments has been growing in double digits in 2017-2018 ...
openaire   +1 more source

Over-indebtedness – a harbinger of financial exclusion.

open access: yes
The article explores the link between financial exclusion and the problems of social exclusion and the at-risk of poverty and highlights relevance in the context of social policy. The study seeks to analyze the problem of over-indebtedness as a threat to
Buržinskaja, Viktorija,   +1 more
core   +1 more source

Financial Inclusion Law and Over-Indebtedness

open access: yes
The book addresses the current challenges faced by financial consumers in the context of enormous technological developments. This edited collection covers safeguarding financial consumers, encompassing topics such as financial inclusion, data protection, and consumer over-indebtedness.
Michelle Kelly-Louw, Duygu Damar-Blanken
openaire   +3 more sources

Compounding crises of social reproduction: Microfinance, over-indebtedness and the COVID-19 pandemic. [PDF]

open access: yesWorld Dev, 2020
Brickell K   +7 more
europepmc   +1 more source

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