Results 21 to 30 of about 92 (84)

A joint model of cost and churn for the insurance industry

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong   +4 more
wiley   +1 more source

Basic ecclesial community (BEC) modules for District V, Diocese of Imus: Towards social transformation [PDF]

open access: yes, 2005
This study intends to design Basic Ecclesial Community (BEC) modules for District V, Diocese of Imus towards social transformation. It employs qualitative-participatory research using Focus Group discussion for data gathering.
Domingo, Jose R.
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Spiritual values instilling of the recipients for higher education as one of the priority direction of educational management [PDF]

open access: yes, 2020
Глибокі соціальні, духовні й економічні зрушення, що відбуваються нині в Україні, спонукають до утвердження людини як найвищої соціальної цінності. Це не може не позначатись на стилі управління у багатьох галузях діяльності людини і в менеджменті освіти ...
Сіданіч, І.   +2 more
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Toward a “strong” normativity of fear in Hans Jonas and Aristotle

open access: yesThe Southern Journal of Philosophy, EarlyView.
Abstract What does it mean to say that one “ought” to undergo an emotion? In The Imperative of Responsibility, Hans Jonas provocatively asserts that twentieth‐century citizens “ought” to fear for the well‐being of future generations. I argue that Jonas's demand is not straightforwardly reducible to claims about the fittingness, expedience, or aretaic ...
Magnus Ferguson
wiley   +1 more source

Footprint on a native land : a close look (a phenomenological study on the experiences of selected nurses in various nursing fields working in the Philippines) [PDF]

open access: yes, 2005
The study used a phenomenological approach of qualitative research. The informants were personally interviewed by the researchers using a tape recorder with the grand tour question “What are the experiences of nurses who work in the Philippines?” Data ...
Manalo, Olivia Victoria M.   +4 more
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Water, pipes and the cholera pathogen: The colonial politics of germs and water infrastructures in the Philippines

open access: yesSingapore Journal of Tropical Geography, EarlyView.
This paper examines how the politics of water governance intersected with germ suppression during US colonial rule in the Philippines. Drawing on historical materials and policy documents, we critically trace two interrelated processes of hydroterritorialization through which cholera outbreaks in the early 1900s spurred the production of sanitary ...
Rhomir S. Yanquiling   +2 more
wiley   +1 more source

Consumer Behavior Analysis in Digital Marketing Using AI and Big Data Analytics: A Narrative Review and Methodological Taxonomy

open access: yesWIREs Data Mining and Knowledge Discovery, Volume 16, Issue 3, September 2026.
AI and Big Data in Consumer Behavior Analysis. ABSTRACT The rapid expansion of digital consumer data has challenged traditional approaches to understanding behavior in digital marketing. Existing reviews often focus on individual methods and give limited guidance on how analytical techniques compare or how they should be selected for specific marketing
Leonidas Theodorakopoulos   +1 more
wiley   +1 more source

Political Animals: To Live & Die in More‐Than‐Human Worlds

open access: yesAmerican Anthropologist, Volume 128, Issue 3, Page 660-667, September 2026.
ABSTRACT What does it mean to live—and therefore die—in a more‐than‐human world? This review essay explores that question through reflections on teaching Political Animals: Species, Class, Race, and Gender, an undergraduate course that introduces students to scholarship on human‐nonhuman relations.
Luísa Reis‐Castro
wiley   +1 more source

Exploring the Educational Linguistic Landscape Through Cultural Capital Theory: A Case Study of a Rural Primary School in China

open access: yesEuropean Journal of Education, Volume 61, Issue 3, September 2026.
ABSTRACT Research on linguistic landscapes in educational settings has highlighted their role in reflecting institutional ideologies and shaping school culture, yet little attention has been paid to rural schools, where signage may carry heightened symbolic significance.
Honggang Liu
wiley   +1 more source

UNT Special Collections Artifact Photography [PDF]

open access: yes, 2016
Photographs of "Songs & Sonnets for England in War Time" a collection of lyrics by various authors inspired by the great war, held by UNT Special Collections.
Sylve, Joshua
core  

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