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International Journal of Services, Technology and Management, 2012
Advanced pay-as-you-drive (PAYD) insurances entail the collection, the analysis, and frequently the mobile radio-network based transmission of trip and car data to take vehicle-specific accident risks into account when deriving liability insurance rates.
Torsten J Gerpott
exaly +3 more sources
Advanced pay-as-you-drive (PAYD) insurances entail the collection, the analysis, and frequently the mobile radio-network based transmission of trip and car data to take vehicle-specific accident risks into account when deriving liability insurance rates.
Torsten J Gerpott
exaly +3 more sources
Pay-as-You-Drive Auto Insurance
2010OBSTACLES Despite the large social benefits from PAYD, there are currently barriers to its widespread adoption. For one, insurance regulations in many states prohibit or pose significant obstacles to pricing insurance by the mile. Since regulations were always written with yearly premiums in mind, per-mile premiums are sometimes technically illegal ...
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A User Acceptance Survey of Pay-How-You-Drive Urban Pricing Schemes
2020Urban congestion pricing is widely regarded as an effective way of traffic management in order to relief metropolitan centers from heavy traffic, reduce emissions, air pollution and as a means to promote public transport usage. Until recently, pricing strategies were formed mostly by taking into account peak hours and exemption provisions (e.g., for ...
Kyriaki Christovasili +2 more
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Price framing and consumers’ purchase intention on pay-how-you-drive tariffs
Zeitschrift für die gesamte Versicherungswissenschaft, 2019Pay-how-you-drive (PHYD) is an innovative car insurance tariff offered by insurance companies, whereby prices are based on an individual’s driving style and mileage. In an experimental study, we analyze the effect of price framing on purchase intention for PHYD tariffs.
Andreas Musiol, Martina Steul-Fischer
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Pay-As-You-Drive Insurance: Modeling and Implications
North American Actuarial Journal, 2022Jiang Cheng, Frank Y. Feng, Xudong Zeng
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A Novel Bayesian Pay-as-You-Drive Insurance Model With Risk Prediction and Causal Mapping
Decision Analytics JournalThe modern vehicle insurance industry is increasingly adopting Pay-As-You-Drive (PAYD) insurance models, aligning premium costs with driving behavior. Our study introduces a Bayesian approach to PAYD insurance, leveraging the strengths of Naive Bayes classifiers and Bayesian Networks to handle uncertainty and integrate prior knowledge in risk ...
Bingyang Wang, Ying Chen, Zichao Li
exaly +2 more sources
Letter: Pay-As-You-Drive Is More Apt to Reduce Accidents than Global Warming
The Economists' Voice, 2006According to Peter Nagelhout, pay-as-you-drive automobile insurance could improve the efficiency of the insurance market and improve public safety. It probably will not reduce pollution or oil consumption.
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Pay As You Drive verzekering. Gedragsverandering, belonen, straffen en informatievoorziening
2014In normal, everyday driving, behaving safely in traffic usually remains unrewarded whereas consequences for unsafe behaviours are rarely negative and can actually often be positive. The strength of Pay-As-You-Drive insurance is its potential to correct this major issue with driving by rewarding safe and eco-friendly driving behaviour.
Dijksterhuis, Chris +4 more
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A Data-Driven Approach for Customized Pay-As-You-Drive Insurance Premiums
2023 International Conference on Innovation, Knowledge, and Management (ICIKM), 2023Rahmat Ullah +4 more
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