Results 11 to 20 of about 2,233,596 (389)
Payment card networks, such as Visa, require merchants' banks to pay substantial “interchange” fees to cardholders' banks on a per transaction basis. This paper shows that a network's profit-maximizing fee induces an inefficient price structure, oversubsidizing card usage and overtaxing merchants.
Bedre Defolie, Ózlem, CALVANO, EMILIO
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Consumer Payment Choice for Bill Payments [PDF]
Why do US consumers pay their bills the way they do? Using data from a recent diary of consumer payment behavior, we find that the type of bill consumers are paying and how they are paying (online or automatically) are important factors in determining the payment method, in addition to the dollar value of the bill and the demographic and income profile
Greene, Claire, Stavins, Joanna
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Emerging technologies have made tremendous changes in people’s daily lives, and they have profoundly influenced their economic and consumption activities.
Yongping Zhong, Hee-Cheol Moon
semanticscholar +1 more source
AbstractThis paper shows that a firm can use the purchase price and the fine imposed on detected payment evaders to discriminate between unobservable consumer types. Assuming that consumers self‐select into regular buyers and payment evaders, we show that the firm typically engages in second‐degree price discrimination in which the purchase price ...
Bühler, Stefan +2 more
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This article revisits the Portfolio Theory of Inflation (PTI) proposed in my original work published earlier (Bossone, B. (2019, 4 June). The portfolio theory of inflation and policy (in)effectiveness. Economics Journal, 1–25. Article No. 2019-33.), with
Bossone Biagio
doaj +1 more source
An intelligent payment card fraud detection system
Payment cards offer a simple and convenient method for making purchases. Owing to the increase in the usage of payment cards, especially in online purchases, fraud cases are on the rise.
M. Seera +4 more
semanticscholar +1 more source
Blockchain and Smart Contracts: A Solution for Payment Issues in Construction Supply Chains
The construction industry has dynamic supply chains with multiple suppliers usually engaged in short-term relationships. Government legislation, novel types of payment agreements, conventional information technology solutions, and supply chain management
S. Nanayakkara +4 more
semanticscholar +1 more source
Safety and Efficacy of Remdesivir in the Treatment of Covid-19: A Rapid Review of Available Evidence
Introduction: Remdesivir is an antiviral drug manufactured by Gilead Sciences, Inc., which in-vitro studies have shown positive results in controlling coronavirus infection.
Zahra Gharibnaseri, Alireza Olyaeemanesh
doaj +1 more source
Smartphones as consumption tools: The adoption of Internet-enabled devices for shopping purposes [PDF]
Research background: We develop a conceptual framework based on a systematic and comprehensive literature review on smartphones as consumption tools globally.
Ciurlău Cristian Florin +2 more
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Split Payments in Payment Networks [PDF]
Traditional blockchain systems, such as Bitcoin, focus on transactions in which entire amount is transferred from one owner to the other, in a single, atomic operation. This model has been re-used in the context of payment networks such as Lightning network. In this work, we propose and investigate new payment model, called split payments, in which the
Piatkivskyi, Dmytro +1 more
openaire +3 more sources

