Results 11 to 20 of about 1,894,591 (342)
SSRN Electronic Journal, 2010 Payment card networks, such as Visa, require merchants' banks to pay substantial “interchange” fees to cardholders' banks on a per transaction basis. This paper shows that a network's profit-maximizing fee induces an inefficient price structure, oversubsidizing card usage and overtaxing merchants.
Bedre Defolie, Ózlem, CALVANO, EMILIO
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Consumer Payment Choice for Bill Payments [PDF]
Federal Reserve Bank of Boston Research Department Working Papers, 2020 Why do US consumers pay their bills the way they do? Using data from a recent diary of consumer payment behavior, we find that the type of bill consumers are paying and how they are paying (online or automatically) are important factors in determining the payment method, in addition to the dollar value of the bill and the demographic and income profile
Greene, Claire, Stavins, Joanna
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SSRN Electronic Journal, 2014 AbstractThis paper shows that a firm can use the purchase price and the fine imposed on detected payment evaders to discriminate between unobservable consumer types. Assuming that consumers self‐select into regular buyers and payment evaders, we show that the firm typically engages in second‐degree price discrimination in which the purchase price ...
Bühler, Stefan +2 more
openaire +8 more sources
Split Payments in Payment Networks [PDF]
, 2018 Traditional blockchain systems, such as Bitcoin, focus on transactions in which entire amount is transferred from one owner to the other, in a single, atomic operation. This model has been re-used in the context of payment networks such as Lightning network. In this work, we propose and investigate new payment model, called split payments, in which the
Piatkivskyi, Dmytro +1 more
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Fair payment and just benefits to enhance diversity in clinical research
Journal of Clinical and Translational Science, 2021 Routine, nonmedical and ancillary medical costs associated with participation in clinical research create barriers to enrollment for economically disadvantaged individuals.
Barbara E. Bierer +3 more
doaj +1 more source
A multi-agent architecture for electronic payment [PDF]
, 2003 The Internet has brought about innumerable changes to the way enterprises do business. An essential problem to be solved before the widespread commercial use of the Internet is to provide a trustworthy solution for electronic payment.
Guan, SU, Hua, F
core +1 more source
International Journal of Trend in Scientific Research and Development, 2018 Few years before we are using the cash for payments. When a digitalization occurs the way of payments gets changed. It helps our country to move next level of development. It creates more awareness to people about the payment innovation. Umamaheswari K | Santhiya R | Ragavi J "Payments Innovation" Published in International Journal of Trend in ...
Umamaheswari K, Santhiya R, Ragavi J
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Payment and economic evaluation of integrated care
International Journal of Integrated Care, 2015 Chronic diseases have an increasingly negative impact on (1) population health by increasing morbidity and mortality, (2) society by increasing health inequalities and burden to informal caregivers, and (3) economy by requiring enormous financial ...
Apostolos Tsiachristas
doaj +3 more sources
QR-code-based payment. Does the consumer intend to adopt a retail buying transaction? [PDF]
Banks and Bank Systems, 2023 The Quick Response (QR) code payment is a relatively new means of payment in Indonesia. Even though this strategy offers a great deal of use, not many people are familiar with it or use it.
Widayat Widayat, Marsudi, Ilyas Masudin
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QR CODE-BASED E-MONEY APPLICATION IN HOMESTAY AS THE EASY OF PAYMENT TRANSACTION
Manajemen dan Bisnis, 2018 E-Money is one of the payment methods expected to attract tourists to stay at the place and also facilitate the payment process. This study focused on businesses in the lodging industry of homestay.
Anak Agung Gde Satia Utama +5 more
doaj +1 more source