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Adoption of digital payment systems in the era of demonetization in India

Journal of Science and Technology Policy Management, 2018
PurposeThis study aims to investigate the actual usage (AU) of digital payment systems by the consumers during the period of demonetization (from November 9, 2016 to December 30, 2016) in India.Design/methodology/approachThe conceptual frame work for ...
Brijesh Sivathanu
semanticscholar   +1 more source

FinTech, Lending and Payment Innovation: A Review

Asia‐Pacific Journal of Financial Studies, 2020
The global landscape has seen the advent of new technology in offering innovative financial services and products and reshaping the financial sector, namely FinTech.
Sumit Agarwal, Jian Zhang
semanticscholar   +1 more source

Contextual facilitators and barriers influencing the continued use of mobile payment services in a developing country: insights from adopters in India

Information Technology for Development, 2020
Mobile payment services hold the potential for financial inclusion in developing economies. Low-income countries are characterized by distinctive conditions like price sensitivity, low digital penetration, high risk of failure, and competitive emerging ...
Abhipsa Pal   +3 more
semanticscholar   +1 more source

Payment Trees: Low Collateral Payments for Payment Channel Networks

2021
The security of blockchain based decentralized ledgers relies on consensus protocols executed between mutually distrustful parties. Such protocols incur delays which severely limit the throughput of such ledgers. Payment and state channels enable execution of offchain protocols that allow interaction between parties without involving the consensus ...
Mario Larangeira   +2 more
openaire   +2 more sources

DCAP: A Secure and Efficient Decentralized Conditional Anonymous Payment System Based on Blockchain

IEEE Transactions on Information Forensics and Security, 2020
Blockchain, a distributed ledger technology, can potentially be deployed in a wide range of applications. Among these applications, decentralized payment systems (e.g.
Chao Lin   +4 more
semanticscholar   +1 more source

Exploring the antecedents of mobile payment service usage

Online information review (Print), 2020
Purpose The number of smartphone users has increased with the maturity of mobile networks, which has not only led to a new lifestyle but has also facilitated the development of mobile application services.
Kuan-Yu Lin   +2 more
semanticscholar   +1 more source

Impact of demonetization on diffusion of mobile payment service in India

Journal of Advances in Management Research, 2019
PurposeThe purpose of this paper is to explore the antecedents of the behavioral intention and adoption of mobile payment services like m-wallets and m-banking by users in India. This is done by examining the diffusion of mobile payment technology within
Neharika Sobti
semanticscholar   +1 more source

Integrated payment system for micro payment

International Conference on ICT for Smart Society, 2013
The usage of electronic payment in Indonesia shows a remarkable growth, especially on micro payment. However, the existing systems cannot be interchangeable and each system used their proprietary device. This condition leads to inefficiency at the user. In this paper, we propose an integrated electronic payment system.
Dany Eka Saputra   +4 more
openaire   +2 more sources

Digitization of Retail Payment [PDF]

open access: possibleSSRN Electronic Journal, 2010
The rapid proliferation of electronic payment media continues to change the way consumers shop and merchants sell goods and services. Many policymakers and economists agree that the digitization of payments is socially beneficial. However, there is considerable debate regarding the optimal pricing of these payment services.
Wilko Bolt   +2 more
openaire   +3 more sources

A Blockchain-Based Privacy-Preserving Payment Mechanism for Vehicle-to-Grid Networks

IEEE Network, 2018
As an integral part of V2G networks, EVs receive electricity from not only the grid but also other EVs and may frequently feed the power back to the grid.
Feng Gao   +5 more
semanticscholar   +1 more source

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