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Adoption of digital payment systems in the era of demonetization in India
Journal of Science and Technology Policy Management, 2018PurposeThis study aims to investigate the actual usage (AU) of digital payment systems by the consumers during the period of demonetization (from November 9, 2016 to December 30, 2016) in India.Design/methodology/approachThe conceptual frame work for ...
Brijesh Sivathanu
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FinTech, Lending and Payment Innovation: A Review
Asia‐Pacific Journal of Financial Studies, 2020The global landscape has seen the advent of new technology in offering innovative financial services and products and reshaping the financial sector, namely FinTech.
Sumit Agarwal, Jian Zhang
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Information Technology for Development, 2020
Mobile payment services hold the potential for financial inclusion in developing economies. Low-income countries are characterized by distinctive conditions like price sensitivity, low digital penetration, high risk of failure, and competitive emerging ...
Abhipsa Pal +3 more
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Mobile payment services hold the potential for financial inclusion in developing economies. Low-income countries are characterized by distinctive conditions like price sensitivity, low digital penetration, high risk of failure, and competitive emerging ...
Abhipsa Pal +3 more
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Payment Trees: Low Collateral Payments for Payment Channel Networks
2021The security of blockchain based decentralized ledgers relies on consensus protocols executed between mutually distrustful parties. Such protocols incur delays which severely limit the throughput of such ledgers. Payment and state channels enable execution of offchain protocols that allow interaction between parties without involving the consensus ...
Mario Larangeira +2 more
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DCAP: A Secure and Efficient Decentralized Conditional Anonymous Payment System Based on Blockchain
IEEE Transactions on Information Forensics and Security, 2020Blockchain, a distributed ledger technology, can potentially be deployed in a wide range of applications. Among these applications, decentralized payment systems (e.g.
Chao Lin +4 more
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Exploring the antecedents of mobile payment service usage
Online information review (Print), 2020Purpose The number of smartphone users has increased with the maturity of mobile networks, which has not only led to a new lifestyle but has also facilitated the development of mobile application services.
Kuan-Yu Lin +2 more
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Impact of demonetization on diffusion of mobile payment service in India
Journal of Advances in Management Research, 2019PurposeThe purpose of this paper is to explore the antecedents of the behavioral intention and adoption of mobile payment services like m-wallets and m-banking by users in India. This is done by examining the diffusion of mobile payment technology within
Neharika Sobti
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Integrated payment system for micro payment
International Conference on ICT for Smart Society, 2013The usage of electronic payment in Indonesia shows a remarkable growth, especially on micro payment. However, the existing systems cannot be interchangeable and each system used their proprietary device. This condition leads to inefficiency at the user. In this paper, we propose an integrated electronic payment system.
Dany Eka Saputra +4 more
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Digitization of Retail Payment [PDF]
SSRN Electronic Journal, 2010 The rapid proliferation of electronic payment media continues to change the way consumers shop and merchants sell goods and services. Many policymakers and economists agree that the digitization of payments is socially beneficial. However, there is considerable debate regarding the optimal pricing of these payment services.
Wilko Bolt +2 more
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A Blockchain-Based Privacy-Preserving Payment Mechanism for Vehicle-to-Grid Networks
IEEE Network, 2018As an integral part of V2G networks, EVs receive electricity from not only the grid but also other EVs and may frequently feed the power back to the grid.
Feng Gao +5 more
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