Finnish consumers' expectations on developments and changes in payment habits. Survey in connection with the research project 'Finnish payment habits 2010' [PDF]
The Bank of Finland’s Finnish Payment Habits 2010 project predicts that Finnish payment habits will face substantial changes. The causes for these changes include: the standardisation and integration of European payment systems, development of payment ...
Dahlberg, Tomi, Öörni, Anssi
core
Mobile Water Payment Innovations in Urban Africa [PDF]
, 2011 This study assess mobile payment options for water service bills in four urban African contexts. Systems are evaluated to identify differences in adoption levels and motivations and barriers to uptake; how costs are distributed among water service ...
Aaron Krolikowski +3 more
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Boros: Secure Cross-Channel Transfers via Channel Hub [PDF]
arXiv, 2019 The payment channel, which allows two parties to perform micropayments without involving the blockchain, has become a promising proposal to improve the scalability of decentralized ledgers such as Bitcoin and Ethereum. Payment channels have been extended to the payment network, through which users can utilize existing channels as intermediary links to ...
arxiv
Payment Systems in Malaysia: Recent Developments and Issues [PDF]
Payment systems in Malaysia have been undergoing changes in recent years. Among the notable changes is the emergence of electronic-based payment systems.
Basir, Amir Akmar
core +1 more source
Sub-Contractors’ readiness on the Malaysian security of payment legislation in construction industry [PDF]
In Malaysia, subcontractors are definitely benefited from payment provisions in the proposed Construction Industry Payment and Adjudication Act (CIPA Act).
Adnan, Hamimah +2 more
core +1 more source
CLoTH: a Simulator for HTLC Payment Networks [PDF]
arXiv, 2018 The Lightning Network (LN) is one of the most promising off-chain scaling solutions for Bitcoin, as it enables off-chain payments which are not subject to the well-known blockchain scalability limit. In this work, we introduce CLoTH, a simulator for HTLC payment networks, of which LN is the best working example.
arxiv
What Is Prometheus Payment? An Evidence-Informed Model for Payment Reform [PDF]
, 2009 Outlines the elements of the "Provider payment Reform for Outcomes, Margins, Evidence, Transparency, Hassle-reduction, Excellence, Understandability, and Sustainability" (PROMETHEUS) system as an option for healthcare ...
core
Payment and Settlement Systems in Finland 1995 [PDF]
This paper is an overview of domestic payment and settlement systems in Finland. It contains an up-to-date description of institutional aspects of payment systems, payment media used by non-banks, interbank exchange and settlement circuits and securities
Saarinen, Veikko +2 more
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PayOff: A Regulated Central Bank Digital Currency with Private Offline Payments [PDF]
arXivThe European Central Bank is preparing for the potential issuance of a central bank digital currency (CBDC), called the digital euro. A recent regulatory proposal by the European Commission defines several requirements for the digital euro, such as support for both online and offline payments.
arxiv
Payment Card Systems in Europe: Convergence or Disappearance? [PDF]
This article provides a descriptive overview of the payment card industry in Europe and compares the various forms of organization of payment card systems in European countries. This synthesis helps to understand the paradoxes and the challenges entailed
Marianne VERDIER
core