Results 71 to 80 of about 7,225 (260)
Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing
Acta PsychologicaBackground: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas +2 more
doaj +1 more source
Credit risk prediction in an imbalanced social lending environment
International Journal of Computational Intelligence Systems, 2018 Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar +3 more
doaj +1 more source
AIChE Journal, EarlyView.Abstract Electrification of distillation offers a promising route to reducing scope‐1 emissions from one of the chemical industry's most energy‐intensive unit operations. However, conventional adiabatic columns are dynamically inflexible: Long, energy‐intensive start‐ups make shutdown and restart impractical under variable electricity prices and ...
Samuel Mercer, Michael Baldea
wiley +1 more source
Peer to Peer Lending Against Ease of Business Technology Acceptance Model (TAM) Approach
Economica: Jurnal Ekonomi Islam, 2019 : The progress of the times will always go hand in hand with technological developments. The presence of the disruptive era encouraged the financial industry to innovate.
Cita Sary Djaakum
doaj +1 more source
A Unifying Approach to Self‐Organizing Systems Interacting via Conservation Laws
Advanced Intelligent Discovery, EarlyView.The article develops a unified way to model and analyze self‐organizing systems whose interactions are constrained by conservation laws. It represents physical/biological/engineered networks as graphs and builds projection operators (from incidence/cycle structure) that enforce those constraints and decompose network variables into constrained versus ...
F. Barrows +7 more
wiley +1 more source
A credit scoring model based on the Myers-Briggs type indicator in online peer-to-peer lending. [PDF]
Financ Innov, 2022 Woo H, Sohn SY.
europepmc +1 more source
Dimensions of the AI Divide: Digital Inequality and Psychological Consequences
AI &Innovation, EarlyView.ABSTRACT Artificial intelligence (AI) has become a foundational component of contemporary social, economic, and political life. Yet, the ways in which AI reshapes patterns of exclusion beyond questions of access and technical capability remain insufficiently theorized.
Christos Papaioannou
wiley +1 more source
Evolutionary game analysis of FinTech transformation: A social co-governance pattern of peer-to-peer lending market in China. [PDF]
Front Psychol, 2022 Wang Q, Liu X, Zhang C.
europepmc +1 more source
American Journal of Agricultural Economics, EarlyView.Abstract This study examines the impact of soil erosion on agricultural land values in the United States (US) Midwest. Based on a novel county‐level panel data set with information on soil erosion levels and agricultural land values covering five census years (1997, 2002, 2007, 2012, and 2017), we separately investigate the direct effect of two types ...
Le Chen +3 more
wiley +1 more source
PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA
Veritas et Justitia, 2019 Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
doaj +1 more source