Results 31 to 40 of about 86,858,392 (197)

Analysis of Financial Technology Product Contracts Peer to Peer Lending Syariah Platform Ammana.id

open access: yesJournal of Law and Legal Reform, 2022
Ammana.id in obtaining funds from lenders uses a representative contract with wages (wakalah bil ujrah) in transactions between them and the lender. That way, Ammana.id is considered to have accepted a dependent or representative from the borrower, so ...
Khasanudin Khasanudin, Budi Santoso
doaj   +1 more source

Legal Protection Against Peer-to-Peer Lending-Based Financial Technology Losses

open access: yesMazahibuna: Jurnal Perbandingan Mazhab, 2022
This article discusses the analysis of Islamic legal contracts and positive laws concerning the legal protection against financial technology losses based on peer-to-peer lending.
Abdillah, Sukmawati, Muhammad Fadly Syah
doaj   +1 more source

Peer to Peer Lending Syari’ah

open access: yesAl-Hiwalah : Journal Syariah Economic Law, 2023
The interest of Indonesian people in investing in real sector businesses, particularly MSMEs, is relatively low due to high risks and business uncertainties. Unfortunately, Sharia Financial Institutions have not played an active role in channeling cooperation-based financing. Instead, they have mostly focused on channeling murabahah financing under the
openaire   +1 more source

Crowdfunding innovations in emerging economies: Risk and credit control in peer-to-peer lending network platforms [PDF]

open access: yes, 2020
Peer‐to‐peer (P2P) lending has emerged as a network form of crowdfunding that facilitates the loan originations outside the traditional banking model.
Prabhakar, Guru   +5 more
core   +1 more source

Kebijakan Restrukturisasi Pinjaman Pada Peer To Peer Lending

open access: yesMedia Iuris, 2021
Covid-19 merupakan sebuah pandemi yang dialami oleh banyak negara di dunia, termasuk Indonesia. Adanya pandemi ini berdampak pada berbagai sektor, salah satunya ekonomi.
Salsabila Yuharnita
doaj   +1 more source

The Impact of Guarantees on Peer-to-Peer Lending Platform: Evolutionary Game Analysis and Empirical Evidence from China

open access: yesJournal of Theoretical and Applied Electronic Commerce Research, 2021
The peer-to-peer lending market has developed rapidly over the past decade and reveals a severe problem of information asymmetry. This research constructed a four-party evolutionary game model to analyze the influence pathway of the guarantee mechanism ...
Zhicheng Weng, Pinliang Luo
doaj   +1 more source

The quest of peer-to-peer lending applications marketing to small and medium enterprises: Assessing intention to recommend [PDF]

open access: yesInnovative Marketing, 2023
This study aims to determine the effect of peer-to-peer lending (P2PL) on small and medium enterprises (SMEs) underpinned by the theory of planned behavior and asses its impact on the borrower’s intention to recommend such a platform.
Dewi Wuisan   +3 more
doaj   +1 more source

The Future of Peer-to-Peer Lending in China [PDF]

open access: yesSSRN Electronic Journal, 2020
This paper reviews the development and assesses the future of Peer-to-Peer (P2P) lending in China. Chinese P2P lending has expanded by a factor of 60 over the four years from 2013 and 2017. Consequently, it is now much greater, both in absolute terms and relative to the size of the economy, than in any other country.
Ding Chen   +2 more
openaire   +1 more source

Regulatory constraint and small business lending: do innovative peer-to-peer lenders have an advantage?

open access: yesFinancial Innovation, 2022
This paper investigates whether innovative Peer-to-Peer lending by FinTechs’ has a regulatory advantage over the big banks in respect of small business lending.
Çağlar Hamarat, Daniel Broby
doaj   +1 more source

Klausula Eksonerasi Pada Perjanjian Pinjam Meminjam Uang Dalam Layanan Pinjaman Online (Fintech Peer To Peer Lending)

open access: yesZaaken, 2023
This study aims to discuss legal issues, namely the void of norms because POJK No.77/POJK.01/2016 concerning information technology-based money-lending services with the terms and conditions of fintech p2p lending providers are not in line with their ...
Novi Dewi Ariyani
doaj   +1 more source

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