Results 41 to 50 of about 7,172 (162)

LEGAL CERTIFICATION IN ELECTRONIC CREDIT AGREEMENT

Journal of Private and Commercial Law, 2018
Today's business development is very advanced. No longer developing only business that leads conventionally but also leads to technology-based business.
dita perwitasari
doaj   +1 more source

The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia

Sociological Jurisprudence Journal, 2020
Industrial Revolution 4.0 has influenced the development of technology and information. The presence of financial technology (fintech) especially fintech peer to peer lending in Indonesia is proof that the Industrial Revolution 4.0 has had an influence ...
Hari Sutra Disemadi , Mochammad Abizar Yusro , Wizna Gania Balqis   +2 more
doaj  

Analysing the Investor Behaviour on Islamic Peer-to-Peer Lending [PDF]

SHS Web of Conferences
Islamic peer-to-peer lending is a Sharia compliance platform that connects lenders with borrowers. This research aims to find out the effect of Promotion, Return Expectations, and Risk Perceptions on the Investment intention of Islamic peer-to-peer ...
Babay Annisa, Utama Satria
doaj   +1 more source

Perlindungan Hukum bagi Konsumen atas Pencantuman Klausula Eksoner dalam Bisnis Pinjam-Meminjam Uang Berbasis Teknologi Informasi di Indonesia

Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan, 2020
The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati, Yuliati Yuliati, Budi Santoso   +2 more
doaj   +1 more source

Trust in Digital Era: A Study of Public Confidence in the Reliability of Peer to Peer (P2P) Lending Considering Disadvate Issues

Kompartemen: Jurnal Ilmiah Akuntansi
In the digital era, peer-to-peer lending platforms have emerged as a new means of connecting lenders and borrowers as the financial landscape continues to shift.
Gusi Putu Lestara Permana, Made Sharol Bhavani   +1 more
doaj   +1 more source

Pengembangan Model Low Cost Islamic Peer To Peer Financing Berbasis Financial Technology Untuk Akselerasi Kinerja UMKM

Islamic Economics Journal, 2018
Along with the development of technology, financial intermediary institutions in Indonesia also grew with the presence of technology-based financial services provider companies such as peer to peer lending company.
Satria Utama, Inayatul Ilahiyah
doaj   +1 more source

Will they repay their debt? Identification of borrowers likely to be charged off

Management şi Marketing, 2020
Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana, Panaite Ana-Maria, Pele Daniel Traian, Strat Vasile Alecsandru   +3 more
doaj   +1 more source

Measuring Fintech’s Health: Cash Management and Risk on Firm Performance

Jurnal Aplikasi Manajemen
The development of financial institutions is in line with the massive development of the internet and technology, so the growth of fintech financial institutions is currently still an interesting topic to discuss.
Mychelia Champaca
doaj   +1 more source

Credit risk prediction in an imbalanced social lending environment

International Journal of Computational Intelligence Systems, 2018
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar, Mohammad Siami, Fethi Rabhi, Mohsen Naderpour   +3 more
doaj   +1 more source

Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing

Acta Psychologica
Background: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas, Mária Fekete-Farkas, Borbély Csaba   +2 more
doaj   +1 more source