Results 131 to 140 of about 120,220 (308)

The Business Models and Economics of Peer-to-Peer lending. ECRI Research Report No 17, May 2016 [PDF]

open access: yes, 2016
This paper reviews peer-to-peer (P2P) lending, its development in the UK and other countries, and assesses the business and economic policy issues surrounding this new form of intermediation.
Milne, Alistair, Parboteeah, Paul
core  

Data, not documents: Moving beyond theories of information‐seeking behavior to advance data discovery

open access: yesJournal of the Association for Information Science and Technology, Volume 76, Issue 4, Page 649-664, April 2025.
Abstract Many theories of human information behavior (HIB) assume that information objects are in text document format. This paper argues four important HIB theories are insufficient for describing users' search strategies for data because of assumptions about the attributes of objects that users seek.
Anthony J. Million   +3 more
wiley   +1 more source

Developing a critical caste analysis within information science and technology: A research review: An annual review of information science and technology paper

open access: yesJournal of the Association for Information Science and Technology, EarlyView.
Abstract Caste—an ascriptive social hierarchy in South Asia and its diaspora—is a globalized phenomenon. Recent caste‐based discrimination, particularly in technology companies and anti‐caste efforts to address it, has compelled academia, policy, and the technology industry to better understand contemporary mechanics of caste.
Nayana Kirasur, Britt Paris
wiley   +1 more source

Implementasi Kebijakan Moratorium Fintech Peer- to-Peer Lending Terhadap Perlindungan Konsumen

open access: yesJurnal USM Law Review
This research aims to analyze the implementation of the Peer-to-Peer (P2P) Lending Moratorium policy on consumer protection in Indonesia, especially regarding aggressive billing practices by P2P lending companies.
Aisyah Nurhaliza, Imam Haryanto
doaj   +1 more source

Opposing consensus science through scholarly practices: The role of claims maintenance

open access: yesJournal of the Association for Information Science and Technology, EarlyView.
Abstract This study examines how three US‐based communities who oppose consensus science produce and disseminate scholarly‐like artifacts: pro‐life activists, Young Earth Creationists, and Anthropogenic Climate Crisis skeptics. Prior research shows that industry‐ or church‐backed advocacy campaigns often generate claims supported by these communities ...
Irene V. Pasquetto   +3 more
wiley   +1 more source

Joint Liability Lending in Microcredit Markets with Adverse Selection: a Survey [PDF]

open access: yes
This paper reviews recent literature on joint liability lending in microcredit markets characterized by adverse selection. This mode of lending consists of granting individual loans to wealthless borrowers provided that they form groups: if a group does ...
Alessandro Fedele
core  

Repeating Nuclear Transients From Repeating Partial Tidal Disruption Events

open access: yesAstronomische Nachrichten, EarlyView.
ABSTRACT Extragalactic nuclear transients that exhibit repeating outbursts can be modeled as the repeated dynamical interaction between bound stars and supermassive black holes (SMBHs). A subset of these transients, with recurrence timescales of months‐to‐years, have been explained as accretion flares from the repeated tidal stripping of a star by an ...
Ananya Bandopadhyay   +4 more
wiley   +1 more source

Vocabulary of Autistic Preschool Children With Limited Language: Alignment With Early Word Inventories

open access: yesAutism Research, EarlyView.
ABSTRACT There is a critical need to understand the early vocabulary of young children with autism who have limited language, defined in this study as producing fewer than 20 different spontaneous and functional spoken or augmented words, to better inform educational targets and vocabulary selection for spoken as well as augmentative and alternative ...
Eunji Kong   +7 more
wiley   +1 more source

Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment [PDF]

open access: yes
Empirical evidence on peer intermediation lags behind many years of lending practice and a large body of theory in which lenders use peers to mitigate adverse selection and moral hazard.
Dean Karlan   +2 more
core  

The Role of Microbiota Metabolites Propionic Acid, p‐Cresol, and 4‐Ethylphenyl Sulfate in Autism Susceptibility: A Systematic Review

open access: yesAutism Research, EarlyView.
ABSTRACT The etiopathogenesis of Autism Spectrum Disorder (ASD) encompasses complex interactions between genetic and environmental risk factors. The high prevalence of gastrointestinal disorders in autistic individuals has propelled a growing interest in the possible involvement of gut dysbiosis in ASD pathogenesis.
Laura Sandoni   +6 more
wiley   +1 more source

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