Results 11 to 20 of about 91,953,387 (297)

The Micro, Small and Medium Enterprises Financing Based on Financial Technology

open access: yesJurnal Ilmiah Akuntansi, 2023
Financial technology innovations that are currently developing have provided convenience for the user community in the fields of financial systems, asset management to micro and small business (MSME) financing.
Ica Rika Candraningrat   +4 more
doaj   +1 more source

Implementation of The Principle of Balance Between Lenders and Peer To Peer (P2p) Lending Companies: Contract Analysis of Electronic Loan Distribution At PT. Pintar Inovasi Digital (Asetku)

open access: yesMahadi, 2023
Peer To Peer (P2P) Lending is the result of the development of digital technology which is a solution for people who need funds quickly without having to go through convoluted procedures such as banking institutions.
Christopher Martin
doaj   +1 more source

Penguatan Perlindungan Konsumen dalam Industri Peer to Peer Lending di Indonesia

open access: yesKanun, 2020
Hadirnya perusahaan peer to peer lending (P2PL) sebagai penyedia jasa pinjam-meminjam uang melalui jaringan internet di Indonesia diharapkan menjadi alternatif pendanaan bagi masyarakat, faktanya menimbulkan berbagai permasalahan.
M Hadyan Yunhas Purba
doaj   +1 more source

Peer-to-Peer Lending to Small Businesses [PDF]

open access: yesFinance and Economics Discussion Series, 2014
The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach   +2 more
openaire   +1 more source

Perlindungan Hukum Debitur Dalam Penyelenggaraan Finansial Peer To Peer Lending

open access: yesZaaken, 2021
This study aims to identify and analyze legal protection against debtors in the implementation of technology-based finance in Peer to Peer Lending and the form of settlement of cases between debtors and providers of technology based on peer to peer ...
Amos Sipahutar, Muskibah Muskibah
doaj   +1 more source

The Expansion of Peer-to-Peer Lending [PDF]

open access: yesReview of Network Economics, 2020
Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena   +3 more
openaire   +2 more sources

An Investigation of Changes in Returns on Peer-to-Peer Lending in Lithuania and Sweden During the COVID-19 Pandemic: Evidence from Wavelet Coherence Analysis

open access: yesForum Scientiae Oeconomia, 2023
FinTech has revolutionised financial services, making them more accessible and efficient. However, the COVID-19 pandemic impacted the FinTech industry, including peer-to-peer lending, in Lithuania and Sweden.
Mantas Bertulis, Grigorij Zilinskij
doaj   +1 more source

PEER-TO-PEER LENDING AND BORROWING

open access: yesinternational journal of engineering technology and management sciences, 2023
P2P lending has become a popular financing option for individuals and small businesses, challenging the traditional lending system. The use of blockchain technology can optimize P2P lending by reducing intermediaries and utilizing smart contracts. This paper proposes a blockchain-supported framework for P2P lending, exploring blockchain 2.0 features in
null Mr.S.Thiruvenkatasamy   +4 more
openaire   +1 more source

Problematics of Determining Interest in Peer-to-peer Lending in Indonesia

open access: yesJurnal Media Hukum, 2021
Peer-to-peer lending is considered as the solution for people who require loans with easy terms. However, peer-to-peer lending in Indonesia causes some new problem related to the essential nature of it.
Muhammad Annas, Muhammad Anwar Anshori
doaj   +1 more source

Evaluating performance of peer-to-peer lending platforms: a cross-country empirical study of panel data [PDF]

open access: yes, 2020
It has been a decade since crowdfunding and peer-to-peer (P2P) lending opportunities were first created. Today, an overwhelming number of P2P lending platforms can be found in both developed and emerging economies.
Nigmonov, Asror
core   +1 more source

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