Results 81 to 90 of about 7,230 (260)

Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing

open access: yesActa Psychologica
Background: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas   +2 more
doaj   +1 more source

Credit risk prediction in an imbalanced social lending environment

open access: yesInternational Journal of Computational Intelligence Systems, 2018
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar   +3 more
doaj   +1 more source

Vendor Types, Attendance, Experience and Sales 2019–2021: Evidence From Five Rural Oregon Farmers Markets

open access: yesAgribusiness, EarlyView.
ABSTRACT Farmers markets provide a direct‐to‐consumer marketing path for farmers and small businesses, facilitating customer discovery and product refinement. This paper explores farmers markets as a business incubator, with a focus on beginning vendors and resilience to a shock, namely, COVID‐19 market restrictions.
Mallory L. Rahe   +2 more
wiley   +1 more source

Peer to Peer Lending Against Ease of Business Technology Acceptance Model (TAM) Approach

open access: yesEconomica: Jurnal Ekonomi Islam, 2019
: The progress of the times will always go hand in hand with technological developments. The presence of the disruptive era encouraged the financial industry to innovate.
Cita Sary Djaakum
doaj   +1 more source

Blockchain‐Based Smart Contracts in US Specialty Crop Marketing: Grower Preferences and Adoption Potential

open access: yesAgribusiness, EarlyView.
ABSTRACT Using survey and discrete choice experiment data, we examined US specialty crop growers' preferences for marketing contract attributes in the context of emerging blockchain‐based technologies and expanding traceability initiatives. Results show that farmers preferred traditional written contracts but might be willing to accept digital ...
Elizabeth Canales   +3 more
wiley   +1 more source

How Does Patient Capital Enhance Agribusiness Resilience? Evidence From Chinese Listed Agribusinesses

open access: yesAgribusiness, EarlyView.
ABSTRACT In emerging economies where smallholder farming dominates agricultural production, agribusinesses serve as critical intermediaries linking smallholders to broader markets, and their resilience directly affects agricultural sustainability. Short‐term‐oriented capital is reluctant to adequately finance highly uncertain and cyclical agricultural ...
Siyuan Lyu   +5 more
wiley   +1 more source

From continuous to interruptible distillation: Flexible electric heating column architecture with fast start‐up

open access: yesAIChE Journal, EarlyView.
Abstract Electrification of distillation offers a promising route to reducing scope‐1 emissions from one of the chemical industry's most energy‐intensive unit operations. However, conventional adiabatic columns are dynamically inflexible: Long, energy‐intensive start‐ups make shutdown and restart impractical under variable electricity prices and ...
Samuel Mercer, Michael Baldea
wiley   +1 more source

PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA

open access: yesVeritas et Justitia, 2019
Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
doaj   +1 more source

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