Results 51 to 60 of about 7,608 (261)

LEGAL CERTIFICATION IN ELECTRONIC CREDIT AGREEMENT

Journal of Private and Commercial Law, 2018
Today's business development is very advanced. No longer developing only business that leads conventionally but also leads to technology-based business.
dita perwitasari
doaj   +1 more source

Peer-to-Peer Lending – A (Financial Stability) Risk Perspective [PDF]

Review of Economics, 2017
Abstract The aim of this survey article is to discuss P2P lending, a subcategory of crowdfunding, from a (financial stability) risk perspective. The discussion focuses on a number of dimensions such as the role of soft information, herding, platform default risk, liquidity risk, and the institutionalization of P2P markets.
openaire   +3 more sources

Machine Learning‐Assisted Design and Performance Prediction of a Compact Dual‐Band Polarization‐Insensitive THz Metamaterial Absorber for Skin‐Cancer‐Related Refractive‐Index Sensing

Advanced Electronic Materials, EarlyView.
A compact QASRR‐based THz metamaterial absorber enables polarization‐insensitive dual‐band absorption and skin‐cancer‐related refractive‐index sensing through measurable resonance shifts. Field, surface‐current, and circuit analyses clarify the dual‐resonance mechanism, while StackNet‐assisted prediction accurately estimates the simulated absorption ...
Md. Murad Kabir Nipun, S. M. Rifatur Rana, Md. Golam Morshed, Imrose Jahan, F. A. Sabbir Ahamed, Md. Jahedul Islam   +5 more
wiley   +1 more source

The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia

Sociological Jurisprudence Journal, 2020
Industrial Revolution 4.0 has influenced the development of technology and information. The presence of financial technology (fintech) especially fintech peer to peer lending in Indonesia is proof that the Industrial Revolution 4.0 has had an influence ...
Hari Sutra Disemadi , Mochammad Abizar Yusro , Wizna Gania Balqis   +2 more
doaj  

From Top to Bottom: Manufacturing Process‐Context Aware Resolution of Energy Device Electrodes Through a 3D Diffusion Generative Model

Advanced Energy Materials, EarlyView.
The application of a generative diffusion model, enhanced with a training data augmentation pipeline retaining the manufacturing process context of electrode microstructures, leads to improved fidelity of the through‐plane tortuosity factor in the AI generated samples.
Victor Ramirez‐Camacho, Siwar Ben Hadj Ali, Maxence Desnoyers, Francisco Fernandez, Nassima Benammar, Alejandro A. Franco   +5 more
wiley   +1 more source

Trust in Digital Era: A Study of Public Confidence in the Reliability of Peer to Peer (P2P) Lending Considering Disadvate Issues

Kompartemen: Jurnal Ilmiah Akuntansi
In the digital era, peer-to-peer lending platforms have emerged as a new means of connecting lenders and borrowers as the financial landscape continues to shift.
Gusi Putu Lestara Permana, Made Sharol Bhavani   +1 more
doaj   +1 more source

Credit risk prediction in an imbalanced social lending environment

International Journal of Computational Intelligence Systems, 2018
Credit risk prediction is an effective way of evaluating whether a potential borrower will repay a loan, particularly in peer-to-peer lending where class imbalance problems are prevalent.
Anahita Namvar, Mohammad Siami, Fethi Rabhi, Mohsen Naderpour   +3 more
doaj   +1 more source

Will they repay their debt? Identification of borrowers likely to be charged off

Management şi Marketing, 2020
Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Raluca Dana Caplescu, Ana-Maria Panaite, Daniel Traian Pele, Vasile Alecsandru Strat   +3 more
doaj   +1 more source

Perlindungan Hukum bagi Konsumen atas Pencantuman Klausula Eksoner dalam Bisnis Pinjam-Meminjam Uang Berbasis Teknologi Informasi di Indonesia

Jurnal Ilmiah Pendidikan Pancasila dan Kewarganegaraan, 2020
The purpose of this study is to analyze the legal basis for consumer protection and forms of consumer protection for the inclusion of exoneration clauses in financial technology peer to peer lending.
Intan Ayu Yulia Rahmawati, Yuliati Yuliati, Budi Santoso   +2 more
doaj   +1 more source

Rural Labor Supply and Economic Opportunities: Commuting, Migration, Tariffs, and Immigration

Applied Economic Perspectives and Policy, EarlyView.
ABSTRACT Some rural counties remain dependent on agricultural or manufacturing jobs, but an increasing proportion have diversified economics. Rural counties also differ in their abilities to commute to an urban market characterized by higher wages and labor productivity.
Peter F. Orazem, Mary C. Ahearn
wiley   +1 more source