Results 261 to 270 of about 120,943 (304)

Comparison of Banking and Peer-to-Peer Lending Risks

Automation and Remote Control, 2021
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Vyacheslav Davydov, Stanislav Kruglik, Yury Yanovich   +2 more
openaire   +1 more source

Peer-to-Peer Lending: Evolution and Trends

2021
The paper discusses the recent developments in peer-to-peer lending, which is one of the most innovative online-based financial products. Peer-to-peer lending, also known as lending-based crowdfunding, connects donors, supporters, lenders and investors with individuals or companies in search of funds for specific projects.
Małgorzata Siemionek-Ruskań, Mina Fanea-Ivanovici   +1 more
openaire   +1 more source

PEER-TO-PEER LENDING AS AN ALTERNATIVE TO BANK LENDING

Scientific Review Theory and Practice, 2021
The article considers the mechanism of P2P-lending as lending by individuals to other individuals, through specially created online platforms, in which the lender and borrower are directly connected, without the participation of traditional financial intermediaries.
openaire   +1 more source

Drivers of lending decision in peer-to-peer lending in Malaysia

Review of Behavioral Finance, 2021
PurposeDespite the emergence of peer-to-peer (P2P) lending in Malaysia, there is a knowledge gap on what drives the lending decision of P2P lending in the emerging Malaysian market. This research investigates how borrower's loan tenure, funding purpose, verified documents, accumulated transaction and repayment history, age, trustworthy and geographical
Mohammad Tariqul Islam Khan, Yong Yee Xuan   +1 more
openaire   +2 more sources

Peer-to-peer Lend

2020
Viene analizzato il fenomeno del peer-to-peer lending, ovvero la facilitazione di prestiti tra privati (peer-to-consumer) o da privati ad imprese (peer-to-business), attraverso il ricorso a piattaforme online. Sfruttando l’innovazione tecnologica, questa nuova struttura mira a soddisfare bisogni classicamente finanziari, con modalità originali e piu ...
antonio blandini, ludovica vairo
openaire   +1 more source

Analysis of the impact of collateral on peer-to-peer lending

2017 IEEE/SICE International Symposium on System Integration (SII), 2017
Peer-to-Peer (P2P) lending provides online services that match lenders with borrowers. Although the service is cheaper and faster than the traditional financial institutions, P2P lending may have high defaults, which the lenders may never recover.
Yu-Wei Lee, Shu-Heng Chen, Tina Yu
openaire   +1 more source

Crypto Literacy in Peer-to-Peer Lending

SSRN Electronic Journal, 2021
The 2008 and 2020 crises reinvigorated discussions on the democratization of finance. Peer-to-peer (P2P) lending is a valuable option worldwide, but credit risk is high. To encourage investors, P2P platforms use blockchain and the option of crypto as collateral.
openaire   +1 more source

Blockchain, herding and trust in peer-to-peer lending

Managerial Finance, 2018
Purpose The gradual implementation of blockchain technology in peer-to-peer (P2P) lending platforms facilitates safer, transparent and quick access to funds without having to deal with the more complex and costly processes of banks. Beyond that, the purpose of this paper is to examine trust-enhancing heuristics that show a need for blockchain to ...
openaire   +1 more source

Online Peer-to-Peer Lending: A Lenders' Perspective

SSRN Electronic Journal, 2008
Online Peer-to-Peer lending platforms claim to be beneficial for both borrowers and lenders by eliminating expensive intermediaries and reducing transaction costs. However, are the often inexperienced lenders who operate in a pseudonymous online environment with potentially significant information asymmetries really able to obtain an attractive return ...
openaire   +1 more source

Peer-to-peer lending in Malaysia

2021
Yong Chin Lee, Hooi Hooi Lean
openaire   +1 more source