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Crypto Literacy in Peer-to-Peer Lending

SSRN Electronic Journal, 2021
The 2008 and 2020 crises reinvigorated discussions on the democratization of finance. Peer-to-peer (P2P) lending is a valuable option worldwide, but credit risk is high. To encourage investors, P2P platforms use blockchain and the option of crypto as collateral.
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Blockchain, herding and trust in peer-to-peer lending

Managerial Finance, 2018
Purpose The gradual implementation of blockchain technology in peer-to-peer (P2P) lending platforms facilitates safer, transparent and quick access to funds without having to deal with the more complex and costly processes of banks. Beyond that, the purpose of this paper is to examine trust-enhancing heuristics that show a need for blockchain to ...
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Online Peer-to-Peer Lending: A Lenders' Perspective

SSRN Electronic Journal, 2008
Online Peer-to-Peer lending platforms claim to be beneficial for both borrowers and lenders by eliminating expensive intermediaries and reducing transaction costs. However, are the often inexperienced lenders who operate in a pseudonymous online environment with potentially significant information asymmetries really able to obtain an attractive return ...
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Peer-to-peer lending in Malaysia

2021
Yong Chin Lee, Hooi Hooi Lean
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Il peer to peer lending

2020
L'articolo analizza il fenomeno del peer to ...
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Impact of Culture in Peer-to-Peer Lending

Journal of Corporate Finance
Anand M. Goel, Hongju Ren
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Distrust in Banks and Fintech Participation: The Case of Peer-to-Peer Lending

Entrepreneurship Theory and Practice, 2022
Ali Mohammadi   +2 more
exaly  

Peer-to-Peer Lending and Equity Crowdfunding

2017
Written by an industry pioneer who has hands-on experience in the brave new world of peer-to-peer lending and equity crowdfunding, this book serves as a resource for investors and entrepreneurs alike and investigates how these alternative mechanisms will increase the financial and operational capacity of borrowers, lenders, buyers, and sellers in the ...
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