The Problems of Consumer Protection in Fintech Peer To Peer Lending Business Activities in Indonesia
Sociological Jurisprudence Journal, 2020 Industrial Revolution 4.0 has influenced the development of technology and information. The presence of financial technology (fintech) especially fintech peer to peer lending in Indonesia is proof that the Industrial Revolution 4.0 has had an influence ...
Hari Sutra Disemadi +2 more
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LEGAL CERTIFICATION IN ELECTRONIC CREDIT AGREEMENT
Journal of Private and Commercial Law, 2018 Today's business development is very advanced. No longer developing only business that leads conventionally but also leads to technology-based business.
dita perwitasari
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Kompartemen: Jurnal Ilmiah AkuntansiIn the digital era, peer-to-peer lending platforms have emerged as a new means of connecting lenders and borrowers as the financial landscape continues to shift.
Gusi Putu Lestara Permana +1 more
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Moral Hazard and Peer Monitoring in a Laboratory Microfinance Experiment [PDF]
Most problems with formal sector credit lending to the poor in developing countries can be attributed to the lack of information and inadequate collateral. One common feature of successful credit mechanisms is group-lending, where the loan is advanced to
Lata Gangadharan +2 more
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Will they repay their debt? Identification of borrowers likely to be charged off
Management şi Marketing, 2020 Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana +3 more
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Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing
Acta PsychologicaBackground: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas +2 more
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PEER TO PEER LENDING DI INDONESIA DAN BEBERAPA PERMASALAHANNYA
Veritas et Justitia, 2019 Peer to peer lending has developed into a new investment measure providing solution for middle and small business enterprises in Indonesia, i.e., to obtain loan without collateral.
Adi Setiadi Saputra
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Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Iyer, Rajkamal +3 more
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The relevant trends of crowdfunding and practical aspects of its development in Ukraine [PDF]
, 2019 Розглянуто сучасні умови ринку краудфандингу як реальну можливість фінансування стартапів в Україні. Метою статті є визначення актуальних тенденцій краудфандингу в усьому світі та узагальнення практичних аспектів його розвитку в Україні.
Haitan, Anastasiia +5 more
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Does Gender Affect Investors' Appetite for Risk?: Evidence from Peer-to-Peer Lending [PDF]
This study investigates the role of gender in financial risk-taking. Specifically, I ask whether female investors tend to fund less risky investment projects than males.
Nataliya Barasinska
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