Results 251 to 260 of about 70,781,813 (303)

Market Mechanisms in Online Peer-to-Peer Lending

Management Science, 2017
Online peer-to-peer lending (P2P lending) has emerged as an appealing new channel of financing in recent years. A fundamental but largely unanswered question in this nascent industry is the choice of market mechanisms, i.e., how the supply and demand of funds are matched, and the terms (price) at which transactions will occur.
Zaiyan Wei, Mingfeng Lin
exaly   +3 more sources

Mass-Shootings and Peer-to-Peer Lending

SSRN Electronic Journal, 2021
This paper analyzes the effect of mass-shootings on peer-to-peer lending behavior. Using US data from 2014-2018, we implement both an event study and a difference-in-differences methodology to exploit the quasi-experimental nature of mass-shooting incidents on local credit markets.
Raffi E. García   +2 more
openaire   +1 more source

Comparison of Banking and Peer-to-Peer Lending Risks

Automation and Remote Control, 2021
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Vyacheslav Davydov   +2 more
openaire   +2 more sources

Peer-to-Peer Lending: Evolution and Trends

2021
The paper discusses the recent developments in peer-to-peer lending, which is one of the most innovative online-based financial products. Peer-to-peer lending, also known as lending-based crowdfunding, connects donors, supporters, lenders and investors with individuals or companies in search of funds for specific projects.
Małgorzata Siemionek-Ruskań   +1 more
openaire   +1 more source

PEER-TO-PEER LENDING AS AN ALTERNATIVE TO BANK LENDING

Scientific Review Theory and Practice, 2021
The article considers the mechanism of P2P-lending as lending by individuals to other individuals, through specially created online platforms, in which the lender and borrower are directly connected, without the participation of traditional financial intermediaries.
openaire   +1 more source

Drivers of lending decision in peer-to-peer lending in Malaysia

Review of Behavioral Finance, 2021
PurposeDespite the emergence of peer-to-peer (P2P) lending in Malaysia, there is a knowledge gap on what drives the lending decision of P2P lending in the emerging Malaysian market. This research investigates how borrower's loan tenure, funding purpose, verified documents, accumulated transaction and repayment history, age, trustworthy and geographical
Mohammad Tariqul Islam Khan   +1 more
openaire   +2 more sources

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