Results 291 to 300 of about 91,959,400 (343)
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Drivers of lending decision in peer-to-peer lending in Malaysia
Review of Behavioral Finance, 2021Purpose Despite the emergence of peer-to-peer (P2P) lending in Malaysia, there is a knowledge gap on what drives the lending decision of P2P lending in the emerging Malaysian market. This research investigates how borrower's loan tenure, funding purpose, verified documents, accumulated transaction and repayment ...
Mohammad Tariqul Islam Khan +1 more
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Impact of Culture in Peer-to-Peer Lending
Journal of Corporate FinanceWe document that culture and cultural perception both influence financial decisions. We examine the impact of clan culture, an important dimension of Chinese culture, on individual lending behavior. Using data from RenRenDai, a leading peer-to-peer lending platform in China, we find that borrowers from regions with higher clan culture are more likely ...
Anand M. Goel, Hongju Ren
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Production and operations management, 2023
Online peer‐to‐peer (P2P) lending has emerged as an innovative financial technology (FinTech) platform that renders financial services that are potentially more inclusive and affordable than those offered by traditional financial institutions.
Sung-Hun Chung +3 more
semanticscholar +1 more source
Online peer‐to‐peer (P2P) lending has emerged as an innovative financial technology (FinTech) platform that renders financial services that are potentially more inclusive and affordable than those offered by traditional financial institutions.
Sung-Hun Chung +3 more
semanticscholar +1 more source
2020
Viene analizzato il fenomeno del peer-to-peer lending, ovvero la facilitazione di prestiti tra privati (peer-to-consumer) o da privati ad imprese (peer-to-business), attraverso il ricorso a piattaforme online. Sfruttando l’innovazione tecnologica, questa nuova struttura mira a soddisfare bisogni classicamente finanziari, con modalità originali e piu ...
antonio blandini, ludovica vairo
openaire +1 more source
Viene analizzato il fenomeno del peer-to-peer lending, ovvero la facilitazione di prestiti tra privati (peer-to-consumer) o da privati ad imprese (peer-to-business), attraverso il ricorso a piattaforme online. Sfruttando l’innovazione tecnologica, questa nuova struttura mira a soddisfare bisogni classicamente finanziari, con modalità originali e piu ...
antonio blandini, ludovica vairo
openaire +1 more source
Bankruptcy Exemption and Peer-to-Peer Lending
Emerging Markets Finance and Trade, 2021The effects of personal bankruptcy law on the activities of traditional credit markets have attracted significant interests in many studies.
Luxiu Zhang +4 more
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Numerological Heuristics and Credit Risk in Peer-to-Peer Lending
Information systems research, 2023People often use heuristics as mental shortcuts when making financial decisions. Although the literature typically considers heuristics as behavior biases, we explore how different types of heuristics differ from one another. Through peer-to-peer lending
M. Hu +3 more
semanticscholar +1 more source
Analysis of the impact of collateral on peer-to-peer lending
2017 IEEE/SICE International Symposium on System Integration (SII), 2017Peer-to-Peer (P2P) lending provides online services that match lenders with borrowers. Although the service is cheaper and faster than the traditional financial institutions, P2P lending may have high defaults, which the lenders may never recover.
Yu-Wei Lee, Shu-Heng Chen, Tina Yu
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Financing a Low-Carbon Supply Chain Through Online Peer-to-Peer Lending
IEEE transactions on engineering managementSmall- and medium-sized enterprises (SMEs) in low-carbon supply chains often face financing obstacles for improving carbon emission reduction (CER) level.
Guang-Xin Gao +4 more
semanticscholar +1 more source
International Journal of Management Science and Engineering Management
Lending platforms operating on a peer-to-peer (P2P) basis encounter the intricate challenge of assessing borrower creditworthiness to minimize the risk of defaults.
M. Sam'an, Mustafa Mat Deris, Farikhin
semanticscholar +1 more source
Lending platforms operating on a peer-to-peer (P2P) basis encounter the intricate challenge of assessing borrower creditworthiness to minimize the risk of defaults.
M. Sam'an, Mustafa Mat Deris, Farikhin
semanticscholar +1 more source
Blockchain, herding and trust in peer-to-peer lending
Managerial Finance, 2018Purpose The gradual implementation of blockchain technology in peer-to-peer (P2P) lending platforms facilitates safer, transparent and quick access to funds without having to deal with the more complex and costly processes of banks. Beyond that, the purpose of this paper is to examine trust-enhancing heuristics that show a need for blockchain to ...
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