Results 121 to 130 of about 10,434 (305)
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Shue, Kelly +3 more
core +1 more source
Dimensions of the AI Divide: Digital Inequality and Psychological Consequences
AI &Innovation, EarlyView.ABSTRACT Artificial intelligence (AI) has become a foundational component of contemporary social, economic, and political life. Yet, the ways in which AI reshapes patterns of exclusion beyond questions of access and technical capability remain insufficiently theorized.
Christos Papaioannou
wiley +1 more source
International Journal of Islamic Education, Research and MulticulturalismProblems regarding the Customer Due Diligence (CDD) Principle in the Pattern of Financing Cooperation by Channeling by Sharia People's Economic Banks (BPRS) through Sharia Peer to Peer Lending.
Fitriatur Rosida +2 more
doaj +1 more source
How important are peer effects in group lending?: Estimating a static game of incomplete information [PDF]
group lending, Microfinance, peer effects, repayment, group heterogeneity, peer pressure,
Li, Shanjun +2 more
core
American Journal of Agricultural Economics, EarlyView.Abstract This study examines the impact of soil erosion on agricultural land values in the United States (US) Midwest. Based on a novel county‐level panel data set with information on soil erosion levels and agricultural land values covering five census years (1997, 2002, 2007, 2012, and 2017), we separately investigate the direct effect of two types ...
Le Chen +3 more
wiley +1 more source
Screening Peers Softly: Inferring the Quality of Small Borrowers [PDF]
The recent banking crisis highlights the challenges faced in credit intermediation. New online peer-to-peer lending markets offer opportunities to examine lending models that primarily cater to small borrowers and that generate more types of information ...
Rajkamal Iyer +3 more
core
Food insecurity and unemployment among immigrants in the United States
American Journal of Agricultural Economics, EarlyView.Abstract Immigrants can be more vulnerable to economic downturns and, during periods of economic hardship, more likely to experience food insecurity compared to natives. This study examines the differential effect of the unemployment rate on the probability of being food insecure among diverse groups of immigrant households relative to natives in the ...
Siwen Zhou +3 more
wiley +1 more source
The role of venture‐financed startups in innovation for US agriculture
American Journal of Agricultural Economics, EarlyView.Abstract To evaluate the role played by startup companies in the innovation ecosystem of US agriculture, we compile a unique dataset of 6024 new entrants founded 1987–2019 that details their financing lifecycles, annual economic performance, and patenting activities.
Gregory D. Graff +2 more
wiley +1 more source
Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups [PDF]
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing.
Dean Karlan, Xavier Giné
core
Peer-to-Peer lending: opportunities and risks.
, 2021 61 pages, 30 pictures,18 tables, 56 preferences. The main purpose of this work is based on scientific literature analysis to develop a methodology for estimating the return on investment generated through peer-to-peer lending platforms and to identify ...
Valtoraitė, Dovilė,
core