Results 21 to 30 of about 10,435 (305)
Credit Risk Prediction for Peer-To-Peer Lending Platforms: An Explainable Machine Learning Approach [PDF]
, 2022 Small and medium enterprises face the challenge of obtaining start-up fund due to the strict rules and conditions set by banks and financial institutions. The plight yields to the growth in popularity of online peer-to-peer lending platforms which are an
Labadin, J., Swee, C.P., Meziane, F.
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The Micro, Small and Medium Enterprises Financing Based on Financial Technology
Jurnal Ilmiah Akuntansi, 2023 Financial technology innovations that are currently developing have provided convenience for the user community in the fields of financial systems, asset management to micro and small business (MSME) financing.
Ica Rika Candraningrat +4 more
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Macroeconomic determinants of loan defaults: evidence from the U.S. peer-to-peer lending market [PDF]
, 2022 The study documented in this paper utilises a probit regression analysis to empirically investigate the key macroeconomic factors that influence default risk in the peer-to-peer (P2P) lending market.
Alam, Khorshed +2 more
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Penguatan Perlindungan Konsumen dalam Industri Peer to Peer Lending di Indonesia
Kanun, 2020 Hadirnya perusahaan peer to peer lending (P2PL) sebagai penyedia jasa pinjam-meminjam uang melalui jaringan internet di Indonesia diharapkan menjadi alternatif pendanaan bagi masyarakat, faktanya menimbulkan berbagai permasalahan.
M Hadyan Yunhas Purba
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Mahadi, 2023 Peer To Peer (P2P) Lending is the result of the development of digital technology which is a solution for people who need funds quickly without having to go through convoluted procedures such as banking institutions.
Christopher Martin
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Perlindungan Hukum Debitur Dalam Penyelenggaraan Finansial Peer To Peer Lending
Zaaken, 2021 This study aims to identify and analyze legal protection against debtors in the implementation of technology-based finance in Peer to Peer Lending and the form of settlement of cases between debtors and providers of technology based on peer to peer ...
Amos Sipahutar, Muskibah Muskibah
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Forum Scientiae Oeconomia, 2023 FinTech has revolutionised financial services, making them more accessible and efficient. However, the COVID-19 pandemic impacted the FinTech industry, including peer-to-peer lending, in Lithuania and Sweden.
Mantas Bertulis, Grigorij Zilinskij
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Peer-to-Peer Lending to Small Businesses [PDF]
Finance and Economics Discussion Series, 2014 The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach +2 more
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PEER-TO-PEER LENDING AND BORROWING
international journal of engineering technology and management sciences, 2023 P2P lending has become a popular financing option for individuals and small businesses, challenging the traditional lending system. The use of blockchain technology can optimize P2P lending by reducing intermediaries and utilizing smart contracts. This paper proposes a blockchain-supported framework for P2P lending, exploring blockchain 2.0 features in
null Mr.S.Thiruvenkatasamy +4 more
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The Expansion of Peer-to-Peer Lending [PDF]
Review of Network Economics, 2020 Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena +3 more
openaire +2 more sources