Results 21 to 30 of about 90,238,198 (252)
The Expansion of Peer-to-Peer Lending [PDF]
Review of Network Economics, 2020 Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena +3 more
openaire +2 more sources
Evaluating performance of peer-to-peer lending platforms: a cross-country empirical study of panel data [PDF]
, 2020 It has been a decade since crowdfunding and peer-to-peer (P2P) lending opportunities were first created. Today, an overwhelming number of P2P lending platforms can be found in both developed and emerging economies.
Nigmonov, Asror
core +1 more source
TIJAB (The International Journal of Applied Business), 2021 The problem faced by most micro-entrepreneurs in Indonesia is financing business. Peer-to-peer (P2P) lending is a non-bank financial institution that can be an alternative source of financing because of the requirements and easy application usage.
Duhita Paramaramya Putri Nurdana +1 more
doaj +1 more source
Law and Practice of Crowdfunding and Peer-to-Peer Lending in Australia, China and Japan
, 2022 The revolution in financial technology (FinTech) has created many advancements in the lending and investment space across the world. Law and Practice of Crowdfunding and Peer-to-Peer Lending in Australia, China, and Japan is a timely publication as ...
- +6 more
core +1 more source
Economic Disruptions in Repayment of Peer Loans
International Journal of Financial Studies, 2023 Economic disruptions can alter the likelihood of defaults on peer-to-peer loans, causing those impacted to adjust. The option to declare economic hardship and temporarily reduce the payment burden can provide some relief. When this occurs, the borrower’s
David Maloney, Sung-Chul Hong, Barin Nag
doaj +1 more source
Peer-to-Peer Lending in Surabaya: How It Drives Regional Economy?
JDE (Journal of Developing Economies), 2017 Financial technology, or so called as “Fintech”, has been remarked as a disruptive idea that changed our current financial system. In Indonesia, one of the emerging financial practices related to Fintech is the online-based peer-to-peer lending (P2PL ...
Galih Satria Mahardhika +1 more
doaj +1 more source
The Peer-to-Peer Lending Phenomenon: A Review from Islamic Economic Perspective
Khazanah Sosial, 2022 This paper aims to describe P2P lending from the viewpoint of Islamic economics as well as enclose the illegal p2p lending phenomenon in Indonesia, and the emergence of p2p lending in Europe and China.
Telsy Fratama Dewi Samad +1 more
doaj +1 more source
The regulation of peer-to-peer lending platforms in the consumer credit market [PDF]
, 2018 Peer-to-Peer-Finanzierungen haben in den letzten Jahren nicht nur aufgrund ihres disruptiven Charakters, sondern auch aufgrund ihres raschen Wachstums und der wachsenden Bandbreite an Dienstleistungen zunehmend Beachtung gefunden.
Dierks, Annalena
core +1 more source
Macroeconomic determinants of loan defaults: evidence from the U.S. peer-to-peer lending market
, 2022 The study documented in this paper utilises a probit regression analysis to empirically investigate the key macroeconomic factors that influence default risk in the peer-to-peer (P2P) lending market.
Alam, Khorshed +5 more
core +1 more source
THE LEGAL PROTECTION OF LENDERS IN PEER TO PEER LENDING SYSTEM
Law Reform: Jurnal Pembaharuan Hukum, 2019 Financial technology based on Peer to Peer Lending is one of the new breakthroughs in financial services institutions in Indonesia. The peer to peer lending platforms are essentially online markets that match the supply and demand of funds as one of the ...
Budiharto +2 more
doaj +1 more source