Results 91 to 100 of about 10,435 (305)
Screening in New Credit Markets: Can Individual Lenders Infer Borrower Creditworthiness in Peer-to-Peer Lending? [PDF]
The current banking crisis highlights the challenges faced in the traditional lending model, particularly in terms of screening smaller borrowers. The recent growth in online peer-to-peer lending marketplaces offers opportunities to examine different ...
Shue, Kelly +3 more
core +1 more source
Determinan debt behavior pengguna platform peer-to-peer lending [PDF]
, 2023 Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan dan perilaku keuangan terhadap perilaku utang dengan menggunakan platform peer-to-peer lending. Desain penelitian asosiatif-kuantitatif akan digunakan dalam penyelidikan ini.
STEVEN,, Linawati, Nanik
core
Agribusiness, EarlyView.ABSTRACT Farmers markets provide a direct‐to‐consumer marketing path for farmers and small businesses, facilitating customer discovery and product refinement. This paper explores farmers markets as a business incubator, with a focus on beginning vendors and resilience to a shock, namely, COVID‐19 market restrictions.
Mallory L. Rahe +2 more
wiley +1 more source
Measuring Fintech’s Health: Cash Management and Risk on Firm Performance
Jurnal Aplikasi ManajemenThe development of financial institutions is in line with the massive development of the internet and technology, so the growth of fintech financial institutions is currently still an interesting topic to discuss.
Mychelia Champaca
doaj +1 more source
Will they repay their debt? Identification of borrowers likely to be charged off
Management şi Marketing, 2020 Recent increase in peer-to-peer lending prompted for development of models to separate good and bad clients to mitigate risks both for lenders and for the platforms.
Caplescu Raluca Dana +3 more
doaj +1 more source
Agribusiness, EarlyView.ABSTRACT Using survey and discrete choice experiment data, we examined US specialty crop growers' preferences for marketing contract attributes in the context of emerging blockchain‐based technologies and expanding traceability initiatives. Results show that farmers preferred traditional written contracts but might be willing to accept digital ...
Elizabeth Canales +3 more
wiley +1 more source
Moral Hazard and Peer Monitoring in a Laboratory Microfinance Experiment [PDF]
Most problems with formal sector credit lending to the poor in developing countries can be attributed to the lack of information and inadequate collateral. One common feature of successful credit mechanisms is group-lending, where the loan is advanced to
Lata Gangadharan +2 more
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DeReMa (Development Research of Management): Jurnal ManajemenThe development of financial technology has brought significant transformation to the global financial sector, including in Indonesia. In Indonesia, the P2PL industry has shown rapid growth.
Elisse Natalia +1 more
doaj +1 more source
Agribusiness, EarlyView.ABSTRACT In emerging economies where smallholder farming dominates agricultural production, agribusinesses serve as critical intermediaries linking smallholders to broader markets, and their resilience directly affects agricultural sustainability. Short‐term‐oriented capital is reluctant to adequately finance highly uncertain and cyclical agricultural ...
Siyuan Lyu +5 more
wiley +1 more source
Lend to a friend, lose a friend? Guilt, shame, and the emotional costs of informal borrowing
Acta PsychologicaBackground: Informal borrowing from friends and acquaintances is a common financial practice in contexts where formal credit is limited, yet it carries significant emotional and relational implications.
Mwirigi Douglas +2 more
doaj +1 more source