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Crypto Literacy in Peer-to-Peer Lending
SSRN Electronic Journal, 2021The 2008 and 2020 crises reinvigorated discussions on the democratization of finance. Peer-to-peer (P2P) lending is a valuable option worldwide, but credit risk is high. To encourage investors, P2P platforms use blockchain and the option of crypto as collateral.
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Blockchain, herding and trust in peer-to-peer lending
Managerial Finance, 2018Purpose The gradual implementation of blockchain technology in peer-to-peer (P2P) lending platforms facilitates safer, transparent and quick access to funds without having to deal with the more complex and costly processes of banks. Beyond that, the purpose of this paper is to examine trust-enhancing heuristics that show a need for blockchain to ...
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Online Peer-to-Peer Lending: A Lenders' Perspective
SSRN Electronic Journal, 2008Online Peer-to-Peer lending platforms claim to be beneficial for both borrowers and lenders by eliminating expensive intermediaries and reducing transaction costs. However, are the often inexperienced lenders who operate in a pseudonymous online environment with potentially significant information asymmetries really able to obtain an attractive return ...
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Peer-to-Peer Lending Phenomenon in Indonesia
Proceedings of International Conference on Multidiciplinary ResearchAccording to a Financial Services Authority (OJK) report, funding through Fin Tech peer-to-peer (P2P) lending has grown significantly in the last five years. Fin Tech peer-to-peer (P2P) lending does provide many benefits to its users. Apart from the ease of making loans compared to conventional banks which provide many requirements, Fin Tech peer-to ...
Yurilla Endah Muliatie +2 more
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Impact of Culture in Peer-to-Peer Lending
Journal of Corporate FinanceAnand M. Goel, Hongju Ren
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Distrust in Banks and Fintech Participation: The Case of Peer-to-Peer Lending
Entrepreneurship Theory and Practice, 2022Ali Mohammadi +2 more
exaly
Peer-to-Peer Lending and Equity Crowdfunding
2017Written by an industry pioneer who has hands-on experience in the brave new world of peer-to-peer lending and equity crowdfunding, this book serves as a resource for investors and entrepreneurs alike and investigates how these alternative mechanisms will increase the financial and operational capacity of borrowers, lenders, buyers, and sellers in the ...
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