Results 281 to 290 of about 91,959,400 (343)
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Market Mechanisms in Online Peer-to-Peer Lending
Management Science, 2017Online peer-to-peer lending (P2P lending) has emerged as an appealing new channel of financing in recent years. A fundamental but largely unanswered question in this nascent industry is the choice of market mechanisms, i.e., how the supply and demand of funds are matched, and the terms (price) at which transactions will occur.
Zaiyan Wei, Mingfeng Lin
exaly +3 more sources
Online peer-to-peer lending: A review of the literature
Electronic Commerce Research and Applications, 2021Abstract This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020 as an emergent but fast spreading phenomenon in the context of digital finance. Previous literature is geographically skewed towards United States and China with focus on determinants of funding success and loan attributes.
Shabeen A. Basha +2 more
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, 2020 Echtes Peer-to-Peer-Lending stammt aus Großbritannien und ist eine Finanzinnovation, bei der Anleger über Internetplattformen Verbrauchern und Unternehmen unmittelbar und anonym Darlehen gewähren.
Lucas Hertneck
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Mass-Shootings and Peer-to-Peer Lending
Finance Research Letters, 2021This paper analyzes the effect of mass shootings on peer-to-peer lending behavior. Using U.S. data from 2014-2018, we implement an event study methodology to exploit the quasi-experimental nature of mass-shooting incidents on local credit markets. Our findings indicate a short-term tightening of local credit conditions (higher interest rates and lower ...
Raffi E. García +2 more
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Comparison of Banking and Peer-to-Peer Lending Risks
Automation and Remote Control, 2021zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Vyacheslav Davydov +2 more
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Peer-to-Peer Lending: Evolution and Trends
2021The paper discusses the recent developments in peer-to-peer lending, which is one of the most innovative online-based financial products. Peer-to-peer lending, also known as lending-based crowdfunding, connects donors, supporters, lenders and investors with individuals or companies in search of funds for specific projects.
Małgorzata Siemionek-Ruskań +1 more
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Human–Robot Interaction: When Investors Adjust the Usage of Robo-Advisors in Peer-to-Peer Lending
Information Systems Research, 2021We study the human–robot interaction of financial-advising services in peer-to-peer lending (P2P). Many crowdfunding platforms have started using robo-advisors to help lenders augment their intelligence in P2P loan investments.
Zhiqiang Zheng, Xuan Tian
exaly +2 more sources
PEER-TO-PEER LENDING AS AN ALTERNATIVE TO BANK LENDING
Scientific Review Theory and Practice, 2021The article considers the mechanism of P2P-lending as lending by individuals to other individuals, through specially created online platforms, in which the lender and borrower are directly connected, without the participation of traditional financial intermediaries.
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