Results 11 to 20 of about 70,781,813 (303)

Credit Risk Prediction for Peer-To-Peer Lending Platforms: An Explainable Machine Learning Approach [PDF]

open access: yes, 2022
Small and medium enterprises face the challenge of obtaining start-up fund due to the strict rules and conditions set by banks and financial institutions. The plight yields to the growth in popularity of online peer-to-peer lending platforms which are an
Labadin, J., Swee, C.P., Meziane, F.
core   +1 more source

Global peer-to-peer lending market

open access: yesPressacademia, 2023
Purpose- The purpose of this study is to elaborate the current impressive standing of the market in order to pave the way for future academic work. Methodology- The study employs primary data analysis of the P2P lending market. Also a detailed update literature analysis is realized.
Neslihan Turguttopbas   +1 more
openaire   +2 more sources

The Micro, Small and Medium Enterprises Financing Based on Financial Technology

open access: yesJurnal Ilmiah Akuntansi, 2023
Financial technology innovations that are currently developing have provided convenience for the user community in the fields of financial systems, asset management to micro and small business (MSME) financing.
Ica Rika Candraningrat   +4 more
doaj   +1 more source

Implementation of The Principle of Balance Between Lenders and Peer To Peer (P2p) Lending Companies: Contract Analysis of Electronic Loan Distribution At PT. Pintar Inovasi Digital (Asetku)

open access: yesMahadi, 2023
Peer To Peer (P2P) Lending is the result of the development of digital technology which is a solution for people who need funds quickly without having to go through convoluted procedures such as banking institutions.
Christopher Martin
doaj   +1 more source

Penguatan Perlindungan Konsumen dalam Industri Peer to Peer Lending di Indonesia

open access: yesKanun, 2020
Hadirnya perusahaan peer to peer lending (P2PL) sebagai penyedia jasa pinjam-meminjam uang melalui jaringan internet di Indonesia diharapkan menjadi alternatif pendanaan bagi masyarakat, faktanya menimbulkan berbagai permasalahan.
M Hadyan Yunhas Purba
doaj   +1 more source

Peer-to-Peer Lending to Small Businesses [PDF]

open access: yesFinance and Economics Discussion Series, 2014
The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach   +2 more
openaire   +1 more source

Perlindungan Hukum Debitur Dalam Penyelenggaraan Finansial Peer To Peer Lending

open access: yesZaaken, 2021
This study aims to identify and analyze legal protection against debtors in the implementation of technology-based finance in Peer to Peer Lending and the form of settlement of cases between debtors and providers of technology based on peer to peer ...
Amos Sipahutar, Muskibah Muskibah
doaj   +1 more source

An Investigation of Changes in Returns on Peer-to-Peer Lending in Lithuania and Sweden During the COVID-19 Pandemic: Evidence from Wavelet Coherence Analysis

open access: yesForum Scientiae Oeconomia, 2023
FinTech has revolutionised financial services, making them more accessible and efficient. However, the COVID-19 pandemic impacted the FinTech industry, including peer-to-peer lending, in Lithuania and Sweden.
Mantas Bertulis, Grigorij Zilinskij
doaj   +1 more source

P2P lending as an alternative to bank lending in Ukraine [PDF]

open access: yesBanks and Bank Systems, 2016
The goal of the article is to consider peer-to-peer lending and its interaction with bank lending that creates an aggregate hybrid lending. The article’s objective is the research of development of P2P lending on the financial market and beyond, which is
Alexander Lavryk
doaj   +1 more source

Wide and deep learning for peer-to-peer lending [PDF]

open access: yesExpert Systems with Applications, 2019
This paper proposes a two-stage scoring approach to help lenders decide their fund allocations in the peer-to-peer (P2P) lending market. The existing scoring approaches focus on only either probability of default (PD) prediction, known as credit scoring, or profitability prediction, known as profit scoring, to identify the best loans for investment ...
Kaveh Bastani   +2 more
openaire   +2 more sources

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