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The Micro, Small and Medium Enterprises Financing Based on Financial Technology
Jurnal Ilmiah Akuntansi, 2023 Financial technology innovations that are currently developing have provided convenience for the user community in the fields of financial systems, asset management to micro and small business (MSME) financing.
Ica Rika Candraningrat +4 more
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Penguatan Perlindungan Konsumen dalam Industri Peer to Peer Lending di Indonesia
Kanun, 2020 Hadirnya perusahaan peer to peer lending (P2PL) sebagai penyedia jasa pinjam-meminjam uang melalui jaringan internet di Indonesia diharapkan menjadi alternatif pendanaan bagi masyarakat, faktanya menimbulkan berbagai permasalahan.
M Hadyan Yunhas Purba
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Mahadi, 2023 Peer To Peer (P2P) Lending is the result of the development of digital technology which is a solution for people who need funds quickly without having to go through convoluted procedures such as banking institutions.
Christopher Martin
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Perlindungan Hukum Debitur Dalam Penyelenggaraan Finansial Peer To Peer Lending
Zaaken, 2021 This study aims to identify and analyze legal protection against debtors in the implementation of technology-based finance in Peer to Peer Lending and the form of settlement of cases between debtors and providers of technology based on peer to peer ...
Amos Sipahutar, Muskibah Muskibah
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Forum Scientiae Oeconomia, 2023 FinTech has revolutionised financial services, making them more accessible and efficient. However, the COVID-19 pandemic impacted the FinTech industry, including peer-to-peer lending, in Lithuania and Sweden.
Mantas Bertulis, Grigorij Zilinskij
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Peer-to-Peer Lending to Small Businesses [PDF]
Finance and Economics Discussion Series, 2014 The current paper examines loan-level data from Lending Club to look at peer-to-peer borrowing by small businesses. We begin by looking at characteristics of loan applications that were and were not funded and then take a more in-depth look at funded applications.
Traci L. Mach +2 more
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The Expansion of Peer-to-Peer Lending [PDF]
Review of Network Economics, 2020 Abstract We use data from the two leading US platforms, Prosper and Lending Club, to explore the drivers of the growing consumer demand for peer-to-peer (P2P) credit. Despite the online nature of new entrants, we rely on the spatial autoregressive model because spatial effects play an important role. Our findings suggest that the initial
Havrylchyk, Olena +3 more
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P2P lending as an alternative to bank lending in Ukraine [PDF]
Banks and Bank Systems, 2016 The goal of the article is to consider peer-to-peer lending and its interaction with bank lending that creates an aggregate hybrid lending. The article’s objective is the research of development of P2P lending on the financial market and beyond, which is
Alexander Lavryk
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TIJAB (The International Journal of Applied Business), 2021 The problem faced by most micro-entrepreneurs in Indonesia is financing business. Peer-to-peer (P2P) lending is a non-bank financial institution that can be an alternative source of financing because of the requirements and easy application usage.
Duhita Paramaramya Putri Nurdana +1 more
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Problematics of Determining Interest in Peer-to-peer Lending in Indonesia
Jurnal Media Hukum, 2021 Peer-to-peer lending is considered as the solution for people who require loans with easy terms. However, peer-to-peer lending in Indonesia causes some new problem related to the essential nature of it.
Muhammad Annas, Muhammad Anwar Anshori
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